Kane County property record for 452 Brownstone Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,584 sqft · built 2003 |
| Lot Size | 0.52 acres (2,247 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $900,000 (Jul 2025) |
| Tax Bill | $18,792 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-133-021 |
| Primary APN | 09-34-133-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| Basement Area | 1,155 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,247 sqft (0.52 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 452 BROWNSTONE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNSTONE PT OF LOT 4 AS DESC IN SUB PLAT DOC 2001K000149 (EX PT DESC IN DOC 2003K150304 & 2003K162486) |
| Legal Subdivision | BROWNSTONE ST CHARLES KANE COUNTY ILL |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 852300 |
452 Brownstone Dr is owner-occupied and held in a trust since July 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 452 BROWNSTONE DR, SAINT CHARLES, IL 60174-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Aug 15, 2019 | Warranty Deed, Transfer PRECISION TITLE |
| Oct 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on File |
| Deed Sale | Jul 2, 2025 · Amount on File |
| Prior Sale | Aug 15, 2019 · Amount on File |
| Deed Document Number | 202524521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 452 BROWNSTONE DR, ST CHARLES, IL 60174-2834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006809 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021K006809 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2019 |
| Property Address | 452 BROWNSTONE DR, ST CHARLES, IL 60174-2834 |
| Document Number | 0000036832 |
| Instrument Date | Jul 7, 2019 |
| Instrument | 36832 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | PRECISION TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1022 PINE ST BATAVIA IL 60510, BATAVIA, IL 60510 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 10, 2017 |
| Property Address | 452 BROWNSTONE DR, ST CHARLES, IL 60174-2834 |
| Document Number | 0000053017 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 53017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 452 BROWNSTONE DR ST CHARLES IL 601742834, ST CHARLES, IL 60174-2834 |
The 2025 property tax bill for 452 Brownstone Dr was $18,792.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,792.00 | $275,952 (+9.5%) Land $64,665 Building $211,287 | $828,187 (+9.5%) Land $194,073 Building $634,115 |
| 2024 | $252,012 Land $59,583 Building $192,429 | $756,339 Land $178,821 Building $577,518 | |
| 2022 | $16,705.00 (+6.38%) Homeowner's exemption | $212,902 (+7.23%) Land $46,116 Building $166,786 | $638,706 (+7.23%) Land $138,348 Building $500,358 |
| 2021 | $15,703.00 Homeowner's exemption | $198,542 Land $39,562 Building $158,980 | $595,626 Land $118,686 Building $476,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 452 Brownstone Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 452 Brownstone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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