511 Bluff St, Winthrop, WA 98862 Property Records

Okanogan County property record for 511 Bluff St, Winthrop, WA 98862

Property Summary

Property Type	Single Family Home
Details	1,326 sqft · built 1931
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,014 (2026)
Deeds & Mortgages	Jul 2008 Line of Credit Nov 2022 Line of Credit + 3 more
APN	`2800010000`

Property Details

APN / Parcel Number

Primary APN	`2800010000`
Alternative APN	`843534`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	1,458 sqft
1st Floor Area	884 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	132 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	511 BLUFF ST
City	WINTHROP
State	WA
Zip	98862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 L/12FT EASMNT SO SIDE MT GARDNER VIEW WINTHROP
Legal Range	21
Legal Township	34
Legal Section	02
Legal Subdivision	EASMNT SO SIDE MT GARDNER VIEW WINTHROP
Legal Lot Number	1
Jurisdiction	OKANOGAN WA
Township / Civil Division	METHOW VALLEY
Census Block Group	3
Census Block	3046
Census Tract	970900

Owner

Source: Okanogan County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 322, WINTHROP, WA 98862-0322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2008	Deed of Trust, Mortgage · Line of Credit NORTH CASCADES NATIONAL BANK
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Aug 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Aug 15, 2013	Deed of Trust, Mortgage · Line of Credit NORTH CASCADES BANK
Aug 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	511 BLUFF ST, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003134675
Date	Jul 14, 2008
Instrument	3134675

Lender

Name	NORTH CASCADES NATIONAL BANK
Address	CHELAN, WA 98816

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2013

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	511 BLUFF ST, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003268392
Date	Nov 8, 2022
Instrument	3268392

Lender

Name	GLACIER BANK
Type	Bank
Address	TWISP, WA 98856

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	511 BLUFF ST, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003235903
Date	Aug 6, 2019
Instrument	3235903

Lender

Name	GLACIER BANK
Type	Bank
Address	TWISP, WA 98856

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	511 BLUFF ST, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	INLAND PROFESSIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003184864
Date	Aug 15, 2013
Instrument	3184864

Lender

Name	NORTH CASCADES BANK
Address	CHELAN, WA 98816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	511 BLUFF ST, WINTHROP, WA 98862
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3235903
Date	Aug 6, 2019
Instrument	3235903

Lender

Name	GLACIER BANK
Type	Bank
Address	TWISP, WA 98856

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Municipality	Winthrop Town
Unified School District	Methow Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,014.00	$256,000 (+8.34%) Land $118,100 Building $137,900	$256,000 (+8.34%) Land $118,100 Building $137,900
2023		$236,300 (+9.1%) Land $118,100 Building $118,200	$236,300 (+9.1%) Land $118,100 Building $118,200
2022		$216,600 Land $118,100 Building $98,500	$216,600 Land $118,100 Building $98,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 77% of Washington
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINTHROP serves 1,350 people · EPA ID WA5397750
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10
Methownet Fixed Wireless · Fiber in parts of the area	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: Swift-Stream Internet, Verizon.

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