Okanogan County property record for 398 Bluff St, Winthrop, WA 98862
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 2001 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,644 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| APN | 8869910102 |
| Primary APN | 8869910102 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,140 sqft |
| 1st Floor Area | 480 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 98 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Septic |
| Street Address | 398 BLUFF ST |
|---|---|
| City | WINTHROP |
| State | WA |
| Zip | 98862-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAX 2 LOT 1-B, W5 LOT 2 RIVERS END SHORT PLAT AMENDED |
| Legal Range | 21 |
| Legal Township | 34 |
| Legal Section | 02 |
| Legal Subdivision | RIVERS END |
| Legal Lot Number | 1-B,2 |
| Jurisdiction | OKANOGAN WA |
| Township / Civil Division | METHOW VALLEY |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 970900 |
398 Bluff St, a single family home, is owned by an individual.
Source: Okanogan County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1608 29TH ST, ANACORTES, WA 98221-3818 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Property Address | BLUFF ST, WA |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003251033 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 3251033 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 398 Bluff St was $2,644.
Source: Okanogan County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Okanogan County |
| Municipality | Winthrop Town |
| Unified School District | Methow Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,644.00 | $336,900 Land $74,000 Building $262,900 | $336,900 Land $74,000 Building $262,900 |
| 2023 | $299,400 (+14.36%) Land $74,000 Building $225,400 | $299,400 (+14.36%) Land $74,000 Building $225,400 | |
| 2022 | $261,800 Land $74,000 Building $187,800 | $261,800 Land $74,000 Building $187,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 398 Bluff St; there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | May 2018 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Bluff St is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 58% of Washington |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINTHROP serves 1,350 people · EPA ID WA5397750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
| Methownet Fixed Wireless · Fiber in parts of the area | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Swift-Stream Internet, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures