511 Berwick Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 511 Berwick Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,508 sqft · built 1967
Lot Size	0.425 acres (18,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$536,000 (Oct 2025)
Tax Bill	$4,424 (2026)
Deeds & Mortgages	Oct 2022 Reverse Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046A0-00-0C-00200`

Property Details

APN / Parcel Number

Primary APN	`046A0-00-0C-00200`
Alternative APN	`11320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Finished Area
Basement Area	1,508 sqft
Finished Basement	841 sqft
Unfinished Basement	667 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,526 sqft (0.425 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	511 BERWICK CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	WESTMORELAND 4 C 2
Legal Subdivision	WESTMORELAND
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3009
Census Tract	10604

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 BERWICK CT, CHARLOTTESVILLE, VA 22901-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Oct 3, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Deed Document Number	20259240
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	0000000974
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	511 BERWICK CT, CHARLOTTESVILLE, VA 22901-1211
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 BERWICK CT, CHARLOTTESVILLE, VA 22901-1211

Mortgage

Document Number	202200012174
Date	Oct 21, 2022
Instrument	202200012174

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	695 Months
Due	Sep 8, 2080

Interest

Rate Type	Adjustable Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 3, 2025
Property Address	511 BERWICK CT, CHARLOTTESVILLE, VA 22901-1211
Document Number	202500009240
Map Reference	MB 423 PG 19
Instrument Date	Sep 29, 2025
Instrument	202500009240
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 BERWICK CT, CHARLOTTESVILLE, VA 22901-1211

Mortgage

Document Number	202500009241
Date	Oct 3, 2025
Instrument	202500009241

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,424.00 (+12.86%)	$494,800 (+12.84%) Land $141,000 Building $353,800	$494,800 (+12.84%) Land $141,000 Building $353,800
2025	$3,920.00	$438,500 (+1.34%) Land $145,000 Building $293,500	$438,500 (+1.34%) Land $145,000 Building $293,500
2023	$3,695.00	$432,700 Land $120,000 Building $312,700	$432,700 Land $120,000 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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