505 Berwick Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 505 Berwick Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,376 sqft · built 1968
Lot Size	0.457 acres (19,894 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,998 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046A0-00-0C-00500`

Property Details

APN / Parcel Number

Primary APN	`046A0-00-0C-00500`
Alternative APN	`11323`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,376 sqft Finished Area
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,894 sqft (0.457 acres)
View / Lot	Proximity to Airport
Garage Area	572 sqft
Porch	Slab
Porch Area	154 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	505 BERWICK CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	WESTMORELAND 4 C 5
Legal Subdivision	WESTMORELAND
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3009
Census Tract	10604

Owner

505 Berwick Ct is owned and occupied by two individuals who acquired it in March 2013.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 BERWICK CT, CHARLOTTESVILLE, VA 22901-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2012
Deed Sale	Jun 29, 2012
Deed Document Number	20128369
Deed Book / Page	4195 / 469
Last Transfer Date	Mar 7, 2013
Transfer Doc	201300003505
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	505 BERWICK CT, CHARLOTTESVILLE, VA 22901-1211
Document Number	0000010754
Book / Page	004960 / 000125
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 BERWICK CT CHARLOTTESVILLE VA 229011211, CHARLOTTESVILLE, VA 22901-1211

Mortgage

Document Number	0000010754
Date	Sep 18, 2017
Book Page	004960/000125
Instrument	10754

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 505 Berwick Ct was $3,998, up 2.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,998.00 (+2.86%)	$447,200 (+2.85%) Land $141,000 Building $306,200	$447,200 (+2.85%) Land $141,000 Building $306,200
2025	$3,887.00	$434,800 Land $145,000 Building $289,800	$434,800 Land $145,000 Building $289,800
2023	$3,687.00	$431,800 Land $120,000 Building $311,800	$431,800 Land $120,000 Building $311,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Berwick Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Berwick Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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