Benton County property record for 511 2nd St SE, Saint Cloud, MN 56304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 4,800 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2025) |
| Tax Bill | $2,260.00 (2026) |
| Primary APN | 17.00312.00 |
|---|
| Lot Area | 4,800 sqft (0.11 acres) |
|---|
| Street Address | 511 2ND ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-018 BLOCK-024 & WLY 4 FT OF LOT 17 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | EAST ST CLOUD |
| Legal Block | 24 |
| Legal Lot Number | 17-18 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5029 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00312.00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 20, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO HOME MORTGAGE OF HAWAII LLC |
| Apr 20, 2009 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 01, 2011 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 12, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 15, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 26, 2024 | Intrafamily Transfer, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, STEAMS CNTY ABSTRACT & TTL C |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on Record |
| Deed Sale | Jan 15, 2025 · Amount on Record |
| Deed Doc Number | 2025475536 |
| Prior Transfer Date | Nov 22, 2024 |
| Prior Transfer Doc | 0000474725 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A322609 |
|---|---|
| Date | Jan 20, 2005 |
| Instrument | A322609 |
| Name | WELLS FARGO HOME MORTGAGE OF HAWAII LLC |
|---|---|
| Type | Mortgage Company |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 100 Months |
| Due | May 01, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001365258 |
|---|---|
| Date | Apr 20, 2009 |
| Instrument | 1365258 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001382470 |
|---|---|
| Date | Jul 01, 2011 |
| Instrument | 1382470 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001330383 |
|---|---|
| Date | Sep 12, 2005 |
| Instrument | 1330383 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 20, 2010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jan 15, 2025 |
| Property Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Document Number | 0000475536 |
| Instrument Date | Jan 10, 2025 |
| Instrument | 475536 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, STEAMS CNTY ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Document Number | 0000475537 |
|---|---|
| Date | Jan 15, 2025 |
| Instrument | 475537 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 26, 2024 |
| Property Address | 511 2ND ST SE, SAINT CLOUD, MN 56304-0719 |
| Document Number | 0000474725 |
| Instrument Date | Nov 22, 2024 |
| Instrument | 474725 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, STEAMS CNTY ABSTRACT & TTL C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5978 NE RIVER RD, SAUK RAPIDS, MN 56379-9312 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,260.00 (+14.26%) | $158,900 (+9.81%) Land $25,000 Building $133,900 | $158,900 (+9.81%) Land $25,000 Building $133,900 |
| 2025 | $1,978.00 (+9.65%) | $144,700 (+1.62%) Land $25,000 Building $119,700 | $144,700 (+1.62%) Land $25,000 Building $119,700 |
| 2023 | $1,804.00 | $142,400 Land $25,000 Building $117,400 | $142,400 Land $25,000 Building $117,400 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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