Benton County property record for 409 2nd St SE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 4,400 sqft (0.101 acres) |
| Tax Bill | $2,458.00 (2026) |
| Primary APN | 17.00298.00 |
|---|
| Lot Area | 4,400 sqft (0.101 acres) |
|---|
| Street Address | 409 2ND ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-018 BLOCK-022 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | EAST ST CLOUD |
| Legal Block | 22 |
| Legal Lot Number | 18 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5045 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00298.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21312 FOREST HILL RD, RICHMOND, MN 56368-8153 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 06, 2005 |
| Transfer Doc | 1332086 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 409 2ND ST SE, SAINT CLOUD, MN 56304-0714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 453336 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 453336 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, MN 56368 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2026 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,458.00 (+9.83%) | $144,500 (+8.16%) Land $25,000 Building $119,500 | $144,500 (+8.16%) Land $25,000 Building $119,500 |
| 2025 | $2,238.00 (+5.57%) | $133,600 (-) Land $25,000 Building $108,600 | $133,600 (-) Land $25,000 Building $108,600 |
| 2023 | $2,120.00 | $133,600 Land $25,000 Building $108,600 | $133,600 Land $25,000 Building $108,600 |
409 2nd St SE is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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