5109 Spring Meadow Ln, Monroe, NC 28110 Property Records

Union County property record for 5109 Spring Meadow Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 881 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2022)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093-182`

Property Details

APN / Parcel Number

Primary APN	`07-093-182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	881 sqft Living Area
Gross Area	1,183 sqft
1st Floor Area	881 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	302 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5109 SPRING MEADOW LN
City	MONROE
State	NC
Zip	28110-9015
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#43 MEADOW GLEN II OPCC610
Legal Subdivision	MEADOW GLEN
Legal Lot Number	43
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1051
Census Tract	20307

Owner

5109 Spring Meadow Ln, a rural home, is owned and occupied by an individual who bought it in August 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5109 SPRING MEADOW LN, MONROE, NC 28110-9015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Mar 23, 2000 · Amount on File
Deed Document Number	202228754
Deed Book / Page	8548 / 190
Prior Transfer Date	Sep 23, 2014
Prior Transfer Doc	6308352
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 12, 2022
Property Address	5109 SPRING MEADOW LN, MONROE, NC 28110-9015
Document Number	0008548190
Book / Page	8548 / 190
Map Reference	CAB C FILE 610
Instrument Date	Aug 12, 2022
Instrument	28754
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6117 DAVIDSON DR, 6117, MATTHEWS, NC 28104-5453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 SPRING MEADOW LN, MONROE, NC 28110-9015

Mortgage

Document Number	0000028755
Date	Aug 12, 2022
Instrument	28755

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5109 Spring Meadow Ln was $1,926.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,800 (-) Land $58,000 Building $228,800	$286,800 (-) Land $58,000 Building $228,800
2025	$1,926.00	$286,800 Land $58,000 Building $228,800	$286,800 Land $58,000 Building $228,800
2023	$1,866.00	$219,700 Land $36,300 Building $183,400	$219,700 Land $36,300 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5109 Spring Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 Spring Meadow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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