5105 Spring Meadow Ln, Monroe, NC 28110 Property Records

Union County property record for 5105 Spring Meadow Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,256 sqft · built 1991
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Jun 2021)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-184`

Property Details

APN / Parcel Number

Primary APN	`07-093-184`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,256 sqft Living Area
Gross Area	1,549 sqft
1st Floor Area	349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5105 SPRING MEADOW LN
City	MONROE
State	NC
Zip	28110-9015
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#45 MEADOW GLEN OPCC610
Legal Subdivision	MEADOW GLEN
Legal Lot Number	45
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1051
Census Tract	20307

Owner

5105 Spring Meadow Ln, a rural home, is owned and occupied by an individual who bought it in June 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5105 SPRING MEADOW LN, MONROE, NC 28110-9015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	202130183
Deed Book / Page	8149 / 404
Prior Transfer Date	Apr 16, 2014
Prior Transfer Doc	6217437
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 25, 2021
Property Address	5105 SPRING MEADOW LN, MONROE, NC 28110-9015
Document Number	8149404
Book / Page	8149 / 404
Map Reference	CAB C FILE 610
Instrument Date	Jun 24, 2021
Instrument	30183
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8263 QUAIL HOLLOW DR, 8263, HARRISBURG, NC 28075-9643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 SPRING MEADOW LN, MONROE, NC 28110-9015

Mortgage

Document Number	30184
Date	Jun 25, 2021
Instrument	30184

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5105 SPRING MEADOW LN, MONROE, NC 28110-9015
Document Number	7592371
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5105 SPRING MEADOW LN MONROE NC 281109015, MONROE, NC 28110-9015

Mortgage

Document Number	7592371
Date	Feb 24, 2020
Book Page	007592/000371
Instrument	6013

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 29, 2018
Property Address	5105 SPRING MEADOW LN, MONROE, NC 28110-9015
Document Number	0007259793
Book / Page	7259 / 793
Map Reference	CAB C FILE 610
Instrument Date	Oct 29, 2018
Instrument	0030296
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 E SANDY RIDGE RD, 624, MONROE, NC 28112-7314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 SPRING MEADOW LN, MONROE, NC 28110-9015

Mortgage

Document Number	0000030297
Date	Oct 29, 2018
Instrument	0030297

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5105 SPRING MEADOW LN, MONROE, NC 28110-9015
Document Number	701137
Book / Page	007011 / 000037
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5105 SPRING MEADOW LN MONROE NC 281109015, MONROE, NC 28110-9015

Mortgage

Document Number	701137
Date	Sep 8, 2017
Book Page	007011/000037
Instrument	26415

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 7, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 5105 Spring Meadow Ln was $1,778.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,300 (-) Land $56,200 Building $208,100	$264,300 (-) Land $56,200 Building $208,100
2025	$1,778.00	$264,300 Land $56,200 Building $208,100	$264,300 Land $56,200 Building $208,100
2023	$1,743.00	$204,800 Land $35,100 Building $169,700	$204,800 Land $35,100 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5105 Spring Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5105 Spring Meadow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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