San Diego County property record for 5109 Spencer Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,832 sqft · built 2003 |
| Lot Size | 0.134 acres (5,838 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Sep 2005) |
| Tax Bill | $10,738 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-501-13-00 |
| Primary APN | 122-501-13-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,832 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 5,838 sqft (0.134 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5109 SPENCER CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MP-1 |
| Legal Description | LOT 119 TR 014389 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 014389 |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18617 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5109 SPENCER CT, OCEANSIDE, CA 92057-2655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 2, 2005 · Amount on Record |
| Deed Sale | Sep 2, 2005 · Amount on Record |
| Prior Sale | Jun 27, 2003 · Amount on Record |
| Deed Document Number | 2005765340 |
| Record Updated | Sep 20, 2026 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $864,154 (+2%) Land $418,139 Building $446,015 | |
| 2025 | $10,738.00 (+2.28%) Homeowner's exemption | $847,211 (+4.04%) Land $409,941 Building $437,270 |
| 2023 | $10,499.00 (+1.35%) Homeowner's exemption | $814,315 Land $394,023 Building $420,292 |
| 2022 | $10,359.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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