5101 Spencer Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 5101 Spencer Ct, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage2,570 sqft Living Area
Lot Size6,708 sqft (0.154 acres)
OccupancyOwner Occupied
Last Sale$610,000 (2018)
Tax Bill$8,665.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-501-11-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,570 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area6,708 sqft (0.154 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5101 SPENCER CT
CityOCEANSIDE
StateCA
Zip92057-2655
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 117 TR 014389
Legal SubdivisionMORRO HILLS VILLAGE
Legal Tract014389
Legal Block1
Legal Lot Number117
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1001
Census Tract18617

Owner

Source: San Diego County records · APN 122-501-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Jul 31, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LOAN SERVICING LLC
Oct 04, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 24, 2018Affidavit of Death, Transfer
Aug 24, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2018 · Amount on Record
Deed SaleOct 04, 2018 · Amount on Record
Prior SaleAug 24, 2016 · Amount on Record
Deed Doc Number2018414870
Last Transfer DateOct 31, 2024
Transfer Doc0000332610
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655

Mortgage

Document Number0000410355
DateJun 02, 2021
Instrument2021-0410355
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000315847
DateJul 31, 2019
Instrument2019-0315847
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000473832
DateAug 21, 2020
Instrument2020-0473832
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 04, 2018
Property Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655
Document Number0000414870
Map ReferenceMAP 14389
Instrument DateSep 05, 2018
Instrument2018-0414870
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655

Mortgage

Document Number0000414871
DateOct 04, 2018
Instrument2018-0414871
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateAug 24, 2018
Property Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655
Document Number0000349295
Instrument DateJun 25, 2018
Instrument349295
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7532 EASTHILL DR SAN DIEGO CA 921143342, SAN DIEGO, CA 92114-3342

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 24, 2018
Property Address5101 SPENCER CT, OCEANSIDE, CA 92057-2655
Document Number0000349296
Instrument DateJun 25, 2018
Instrument349296
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address7532 EASTHILL TORRES DR SAN DIEGO CA 92114, SAN DIEGO, CA 92114

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$748,367 (+9.98%) Land $342,973 Building $405,394
2025$8,665.00 (+1.5%)$680,461 (+4.04%) Land $283,524 Building $396,937
2023$8,537.00 (+1.33%)$654,039 Land $272,515 Building $381,524
2022$8,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 30% of California
Wildfire LikelihoodAbout 1 in 833 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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