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5109 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5109 Rowe Trl, Pace, FL 32571 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,866 sqft · built 1988
Lot Size0.531 acres (23,130 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Apr 2020)
Tax Bill$270 (2024)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-1N-29-5804-00C00-0130

Property Details

APN / Parcel Number

Primary APN06-1N-29-5804-00C00-0130
Alternative APN
  • N29106580400C000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,866 sqft Living Area
Gross Area2,567 sqft
1st Floor Area1,866 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,130 sqft (0.531 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area260 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5109 ROWE TRL
CityPACE
StateFL
Zip32571-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBINE SPRINGS PLANTATION LOT 13 BLK C AS DES OR 3937 PG 989 & NAME CHANGE PER DOM AT OR 4134 PG 1507 & IN OR 4265 PG 1950
Legal Range29W
Legal Township1N
Legal Section06
Legal SubdivisionWOODBINE SPRINGS PLT
Legal BlockC
Legal Lot Number13
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1045
Census Tract10707

Owner

Source: Santa Rosa County records · APN 06-1N-29-5804-00C00-0130

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5109 ROWE TRL, PACE, FL 32571-9539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2020 · Amount on Record
Deed SaleApr 08, 2020 · Amount on Record
Prior SaleSep 02, 2015 · Amount on Record
Deed Document Number202016981
Deed Book / Page3937 / 989
Last Transfer DateMar 28, 2022
Transfer Doc0000019583
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 08, 2020
Property Address5109 ROWE TRL, PACE, FL 32571-9539
Document Number0039370989
Book / Page003937 / 000989
Instrument DateApr 06, 2020
Instrument16981
Transaction TypeTransfer
Record UpdatedJun 12, 2020
Title CompanyGUARANTEE TITLE/NW FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5109 ROWE TRL PACE FL 325719539, PACE, FL 32571-9539

Mortgage

Document Number39370991
DateApr 08, 2020
Book Page003937/000991
Instrument16982
Lender
NameTRIDENT HM LNS
TypeFunding / Finance Company
AddressGULF BREEZE, FL 32561
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 07, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$247,202 (+2.9%)$263,249 (+6.5%) Land $50,000 Building $213,249
2024$270.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$240,235 (+3%)$247,181 (+4.35%) Land $49,000 Building $198,181
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$233,238 (+4.64%)$236,882 (+6.27%) Land $49,000 Building $187,882
2022$1,301.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed$222,902$222,902 Land $45,000 Building $177,902

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims9 (1998–2020)
Claims Outside the SFHA6 of 9
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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