Santa Rosa County property record for 5104 Rowe Trl, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,646 sqft · built 1996 |
| Lot Size | 0.435 acres (18,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $353,000 (Sep 2021) |
| Tax Bill | $3,544 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-29-5804-00A00-0020 |
| Primary APN | 06-1N-29-5804-00A00-0020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Heated Area |
| Gross Area | 3,756 sqft |
| 1st Floor Area | 3,456 sqft |
| Upper Floors Area | 364 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 18,992 sqft (0.435 acres) |
| Lot Dimensions | 1,900 ft deep x 1,000 ft wide |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 061N29580400A000020 |
|---|---|
| Street Address | 5104 ROWE TRL |
| City | PACE |
| State | FL |
| Zip | 32571-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WOODBINE SPRINGS PLANTATION LOT 2 BLK A AS DES IN OR 4180 PG 1166 LESS 2/3 INT MINERAL RIGHTS |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 06 |
| Legal Subdivision | WOODBINE SPRINGS PLT |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10707 |
Source: Santa Rosa County records · APN 06-1N-29-5804-00A00-0020
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5104 ROWE TRL, PACE, FL 32571-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE TRUST INC |
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Nov 05, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on Record |
| Deed Sale | Sep 20, 2021 · Amount on Record |
| Prior Sale | Nov 05, 2018 · Amount on Record |
| Deed Document Number | 202162774 |
| Deed Book / Page | 4180 / 1166 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 20, 2021 |
| Property Address | 5104 ROWE TRL, PACE, FL 32571-9538 |
| Document Number | 0041801166 |
| Book / Page | 4180 / 1166 |
| Map Reference | MB D PG 16 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202162774 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,471.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7726 NAVARRE PKWY APT 701, 7726, NAVARRE, FL 32566-5509 |
| Name | Verified Name |
|---|---|
| Address | 2299 SCENIC HWY APT A8, A8, PENSACOLA, FL 32503-6681 |
| Document Number | 41801170 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 4180/1170 |
| Name | MORTGAGE TRUST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5104 ROWE TRL, PACE, FL 32571-9538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5104 ROWE TRL, PACE, FL 32571-9538 |
| Document Number | 0040670886 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 4067/886 |
| Instrument | 202107645 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5104 ROWE TRL, PACE, FL 32571-9538 |
| Document Number | 0038781077 |
| Instrument Date | Oct 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5104 ROWE TRL PACE FL 325719538, PACE, FL 32571-9538 |
| Document Number | 0038781077 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 003878/001077 |
| Instrument | 45315 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 05, 2018 |
| Property Address | 5104 ROWE TRL, PACE, FL 32571-9538 |
| Document Number | 0037800432 |
| Book / Page | 3780 / 0432 |
| Map Reference | MB D PG16 |
| Instrument Date | Nov 02, 2018 |
| Instrument | 201847529 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4317 NORTHPARK DR, 4317, TAMPA, FL 33624-3412 |
| Name | Verified Name |
|---|---|
| Address | 5104 ROWE TRL, MILTON, FL 32571-9538 |
| Document Number | 0201847530 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 201847530 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,544.00 (+1.58%) Homeowner's exemption | $315,285 (+3%) | $383,850 (+4.89%) Land $49,000 Building $334,850 |
| 2023 | $3,489.00 (+2.5%) Homeowner's exemption | $306,102 (+3%) | $365,967 (+7.59%) Land $49,000 Building $316,967 |
| 2022 | $3,404.00 Homeowner's exemption | $297,186 | $340,145 Land $45,000 Building $295,145 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 130 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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