Union County property record for 5109 Rhett Ct, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 3,567 sqft · built 2012 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Sep 2017) |
| Tax Bill | $3,630 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-051-253 |
| Primary APN | 06-051-253 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,567 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 188 sqft |
| Patio Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 5109 RHETT CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RUC WESLEY |
| Legal Description | #7 TWELVE OAKS MP1 OPCJ863 |
| Legal Subdivision | TWELVE OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 4 |
| Census Block | 4075 |
| Census Tract | 21020 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5109 RHETT CT, MONROE, NC 28110-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT HM LNS |
| Sep 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage DIRECT HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Apr 8, 2015 · Amount on Record |
| Deed Document Number | 201726312 |
| Deed Book / Page | 7010 / 390 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5109 RHETT CT, MONROE, NC 28110-4005 |
| Document Number | 7633274 |
| Instrument Date | Apr 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5109 RHETT CT MONROE NC 281104005, MONROE, NC 28110-4005 |
| Document Number | 7633274 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 007633/000274 |
| Instrument | 11915 |
| Name | DIRECT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 7, 2017 |
| Property Address | 5109 RHETT CT, MONROE, NC 28110-4005 |
| Document Number | 7010390 |
| Book / Page | 007010 / 000390 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 26312 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | PINK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 RHETT CT MONROE NC 281104005, MONROE, NC 28110-4005 |
| Document Number | 7010392 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 007010/000392 |
| Instrument | 26313 |
| Name | DIRECT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,630.00 (+16.83%) | $745,400 (+53.15%) Land $163,000 Building $582,400 | $745,400 (+53.15%) Land $163,000 Building $582,400 |
| 2023 | $3,107.00 | $486,700 Land $103,800 Building $382,900 | $486,700 Land $103,800 Building $382,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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