Union County property record for 5105 Rhett Ct, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 3,650 sqft · built 2012 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $865,500 (Mar 2024) |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-051-252 |
| Primary APN | 06-051-252 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,650 sqft Living Area |
| 1st Floor Area | 1,589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 79 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5105 RHETT CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RUC WESLEY |
| Legal Description | #6 TWELVE OAKS MP1 OPCJ863 |
| Legal Subdivision | TWELVE OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 4 |
| Census Block | 4075 |
| Census Tract | 21020 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5105 RHETT CT, MONROE, NC 28110-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Dec 20, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Apr 29, 2019 | Deed of Trust, Mortgage · ARM FOUNDERS FCU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Prior Sale | Sep 28, 2012 · Amount on Record |
| Deed Document Number | 20246244 |
| Deed Book / Page | 8872 / 776 |
| Prior Transfer Date | Nov 1, 2009 |
| Prior Transfer Doc | 5241122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 22, 2024 |
| Property Address | 5105 RHETT CT, MONROE, NC 28110-4005 |
| Document Number | 0008872776 |
| Book / Page | 8872 / 776 |
| Map Reference | CAB J FILE 863 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 6244 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,731.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 BENTLEY PARK DR, WAXHAW, NC 28173-1400 |
| Name | Verified Name |
|---|---|
| Address | 5105 RHETT CT, MONROE, NC 28110-4005 |
| Document Number | 0000006245 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 6245 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5105 RHETT CT, MONROE, NC 28110-4005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 737 PLANTATION RD, LANCASTER, SC 29720-5808 |
| Document Number | 0008746624 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 8746/624 |
| Instrument | 17195 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5105 RHETT CT, MONROE, NC 28110-4005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007287484 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 7287/484 |
| Instrument | 0034885 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5105 RHETT CT, MONROE, NC 28110-4005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007359302 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 7359/302 |
| Instrument | 0011230 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2026 |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.5% |
| Index | Other |
| Margin | 1 |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5105 RHETT CT, MONROE, NC 28110-4005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007903564 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 7903/564 |
| Instrument | 49597 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756,900 (-) Land $163,000 Building $593,900 | $756,900 (-) Land $163,000 Building $593,900 | |
| 2025 | $3,686.00 (+17.95%) | $756,900 (+54.6%) Land $163,000 Building $593,900 | $756,900 (+54.6%) Land $163,000 Building $593,900 |
| 2023 | $3,125.00 | $489,600 Land $103,800 Building $385,800 | $489,600 Land $103,800 Building $385,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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