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5109 Markay St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 5109 Markay St, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1968
Lot Size0.428 acres (18,656 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Oct 2023)
Tax Bill$2,456 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135-201-17

Property Details

APN / Parcel Number

Primary APN135-201-17

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,196 sqft Heated Area
Gross Area1,716 sqft
1st Floor Area1,196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,656 sqft (0.428 acres)
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number135-201-17
Street Address5109 MARKAY ST
CityMATTHEWS
StateNC
Zip28105-3541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL84 M7-849
Legal SubdivisionELBURTA DOWNS
Legal Lot Number84
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1003
Census Tract5720

Owner

5109 Markay St is owned and occupied by an individual who bought it in October 2023.

Source: Mecklenburg County records, as of October 20, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5109 MARKAY ST, MATTHEWS, NC 28105-3541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED FCU
Aug 24, 2020Warranty Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2023 · Amount on File
Deed SaleOct 12, 2023 · Amount on File
Prior SaleAug 24, 2020 · Amount on File
Deed Document Number2023097368
Deed Book / Page38423 / 619
Record UpdatedJun 7, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 12, 2023
Property Address5109 MARKAY ST, MATTHEWS, NC 28105-3541
Document Number0000097368
Book / Page38423 / 619
Map ReferenceMB 7 PG 849
Instrument DateOct 5, 2023
Instrument2023097368
Transaction TypeTransfer
Record UpdatedOct 23, 2023
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address182 COUNTRYSHIRE DR, ROCHESTER, NY 14626-3823

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5109 MARKAY ST, MATTHEWS, NC 28105-3541

Mortgage

Document Number0000097369
DateOct 12, 2023
Instrument2023097369
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 24, 2020
Property Address5109 MARKAY ST, MATTHEWS, NC 28105-3541
Document Number0000132771
Book / Page34960 / 252
Map ReferenceMB 7 PG 849
Instrument DateAug 21, 2020
Instrument2020132771
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyEXECUTIVE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9607 LONE OAK CT, 9607, CHARLOTTE, NC 28270-2145

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5109 MARKAY ST, MATTHEWS, NC 28105-3541

Mortgage

Document Number0000132772
DateAug 24, 2020
Instrument2020132772
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,456.00$281,700 Land $75,000 Building $206,700$281,700 Land $75,000 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5109 Markay St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 Markay St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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