Mecklenburg County property record for 5105 Markay St, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1958 |
| Lot Size | 0.92 acres (40,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jul 2020) |
| Tax Bill | $2,758 (2023) |
| Deeds & Mortgages | Oct 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-201-01 |
| Primary APN | 135-201-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 40,080 sqft (0.92 acres) |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 135-201-01 |
|---|---|
| Street Address | 5105 MARKAY ST |
| City | MATTHEWS |
| State | NC |
| Zip | 28105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L82 & 83 M7-849 |
| Legal Subdivision | ELLBURTA DOWNS |
| Legal Lot Number | 82,83 83 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5720 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5101 MARKAY ST, MATTHEWS, NC 28105-3541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 16, 2017 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on Record |
| Deed Sale | Jul 6, 2020 · Amount on Record |
| Prior Sale | Aug 16, 2017 |
| Deed Document Number | 0034772512 |
| Deed Book / Page | 34772 / 512 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5105 MARKAY ST, MATTHEWS, NC 28105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000146001 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 33985/479 |
| Instrument | 2019146001 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 6, 2020 |
| Property Address | 5105 MARKAY ST, MATTHEWS, NC 28105 |
| Document Number | 0000101131 |
| Book / Page | 34772 / 512 |
| Map Reference | MB 7 PG 849 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020101131 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | SOUTHERN HOMES TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 429 KING RD, 429, PISGAH FOREST, NC 28768-9739 |
| Name | Verified Name |
|---|---|
| Address | 5101 MARKAY ST, MATTHEWS, NC 28105-3541 |
| Document Number | 0000101132 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020101132 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 16, 2017 |
| Property Address | 5105 MARKAY ST, MATTHEWS, NC 28105 |
| Document Number | 0000111459 |
| Book / Page | 32049 / 323 |
| Map Reference | MB7 PG849 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 2017111459 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000111460 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 2017111460 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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