San Diego County property record for 5109 Loma Verde, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 977 sqft · built 1987 |
| Lot Size | 0.128 acres (5,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Apr 2023) |
| Tax Bill | $7,573 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-462-15-00 |
| Primary APN | 158-462-15-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 977 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 5,577 sqft (0.128 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5109 LOMA VERDE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 107 TR 011416 |
| Legal Subdivision | SANTA FE HERMOSA |
| Legal Tract | 011416 |
| Legal Block | 3 |
| Legal Lot Number | 107 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
5109 Loma Verde is owned and occupied by an individual who bought it in April 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2023 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE LISA A JORDAN 2010 REVOCABLE TRUST |
| Nov 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SARA J MCLEMEN ETUL |
| Oct 18, 2019 | Grant Deed, Transfer · FHA Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on File |
| Deed Sale | Apr 28, 2023 · Amount on File |
| Prior Sale | Oct 18, 2019 · Amount on File |
| Deed Document Number | 2023111505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 28, 2023 |
| Property Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Document Number | 0000111505 |
| Map Reference | MAP 11416 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023-0111505 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE ORANGE COUNTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Document Number | 0000111506 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-0111506 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Document Number | 0000047504 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022-0047504 |
| Name | THE LISA A JORDAN 2010 REVOCABLE TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Document Number | 0000769694 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021-0769694 |
| Name | SARA J MCLEMEN ETUL |
|---|---|
| Type | Private Party |
| Address | 2625 TOWNSGATE RD STE 330, WESTLAKE VILLAGE, CA 91361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 18, 2019 |
| Property Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Document Number | 0000472105 |
| Map Reference | MAP 11416 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 2019-0472105 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5109 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Document Number | 0000472106 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019-0472106 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 5109 Loma Verde was $7,573.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $679,170 (+2%) Land $433,267 Building $245,903 | |
| 2025 | $7,573.00 | $665,854 Land $424,772 Building $241,082 |
| 2023 | $5,040.00 (+0.26%) | $461,465 Land $294,385 Building $167,080 |
| 2022 | $5,027.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5109 Loma Verde in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5109 Loma Verde is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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