5103 Loma Verde, Oceanside, CA 92056 Property Records

San Diego County property record for 5103 Loma Verde, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 977 sqft · built 1987
Lot Size0.165 acres (7,171 sqft)
Owner2 Individual Names on File
Last Sale$214,000 (May 2012)
Tax Bill$3,088 (2025)
Flood ZoneZone X (minimal risk)
APN158-462-13-00

Property Details

APN / Parcel Number

Primary APN158-462-13-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area977 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area7,171 sqft (0.165 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5103 LOMA VERDE
CityOCEANSIDE
StateCA
Zip92056-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 105 TR 011416
Legal SubdivisionSANTA FE HERMOSA
Legal Tract011416
Legal Block3
Legal Lot Number105
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19301

Owner

5103 Loma Verde is owned by two individuals who bought it in May 2012.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1442 ARDMORE PL, LIVERMORE, CA 94550-6501
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2012 · Amount on File
Deed SaleMay 16, 2012 · Amount on File
Prior SaleMar 22, 1990 · Amount on File
Deed Document Number2012288505
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5103 Loma Verde was $3,088.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$274,159 (+2%) Land $183,119 Building $91,040
2025$3,088.00$268,784 Land $179,529 Building $89,255
2023$2,843.00 (+0.25%)$258,348 Land $172,558 Building $85,790
2022$2,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5103 Loma Verde in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5103 Loma Verde is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Nearby Properties on Loma Verde

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