5109 Bengal Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 5109 Bengal Ct, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,146 sqft · built 2005
Lot Size	0.17 acres (7,424 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Oct 2016)
Tax Bill	$7,718 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-1670-054-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1670-054-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
1st Floor Area	1,680 sqft
2nd Floor Area	1,466 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,424 sqft (0.17 acres)
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5109 BENGAL CT
City	ELK GROVE
State	CA
Zip	95757-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GILLIAM MEADOWS UNIT 2D, LOT 36
Legal Subdivision	GILLIAM MEADOWS UNIT 2D
Legal Lot Number	36
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3009
Census Tract	9647

Owner

5109 Bengal Ct is owned and occupied by two individuals who bought it in October 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5109 BENGAL CT, ELK GROVE, CA 95757-4337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Line of Credit SAFE CU
May 25, 2021	Deed of Trust, Mortgage · Line of Credit SAFE CU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Prior Sale	Oct 14, 2005 · Amount on File
Deed Book / Page	20161028 / 1509
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5109 BENGAL CT, ELK GROVE, CA 95757-4337
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 BENGAL CT, ELK GROVE, CA 95757-4337

Mortgage

Document Number	0000001167
Date	May 25, 2021
Instrument	202105251167

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5109 BENGAL CT, ELK GROVE, CA 95757-4337
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5109 BENGAL CT, ELK GROVE, CA 95757-4337

Mortgage

Document Number	5250000001167
Date	May 25, 2021
Book Page	20210525/1167

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5109 BENGAL CT, ELK GROVE, CA 95757-4337
Document Number	2012010657
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5109 BENGAL CT ELK GROVE CA 957574337, ELK GROVE, CA 95757-4337

Mortgage

Document Number	2012010657
Date	Dec 1, 2020
Instrument	2012010657

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5109 Bengal Ct was $7,718, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,619 (+2%) Land $136,133 Building $402,486
2025	$7,718.00 (+1.01%)	$528,059 Land $133,464 Building $394,595
2024	$7,641.00 (+2.37%)
2023	$7,464.00 (+1.63%)	$507,556 Land $128,283 Building $379,273
2022	$7,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5109 Bengal Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5109 Bengal Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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