5108 Bengal Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 5108 Bengal Ct, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,359 sqft · built 2005
Lot Size	0.154 acres (6,699 sqft)
Owner	Trust Name on File
Tax Bill	$6,629 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-1670-049-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1670-049-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,359 sqft Living Area
1st Floor Area	2,359 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,699 sqft (0.154 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5108 BENGAL CT
City	ELK GROVE
State	CA
Zip	95757-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GILLIAM MEADOWS UNIT 2D, LOT 31
Legal Subdivision	GILLIAM MEADOWS UNIT 2D
Legal Lot Number	31
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3009
Census Tract	9647

Owner

5108 Bengal Ct is owner-occupied and held in a trust since August 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	5108 BENGAL CT, ELK GROVE, CA 95757-4337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Aug 28, 2019	Quit Claim Deed, Mortgage · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019
Deed Sale	Aug 28, 2019
Prior Sale	Aug 13, 2008 · Amount on File
Deed Book / Page	20190828 / 1655
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	8280000001655
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5108 BENGAL CT, ELK GROVE, CA 95757-4337
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 BENGAL CT, ELK GROVE, CA 95757-4337

Mortgage

Document Number	0000000151
Date	Aug 30, 2023
Instrument	202308300151

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 29, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5108 BENGAL CT, ELK GROVE, CA 95757-4337
Document Number	2011031054
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5108 BENGAL CT ELK GROVE CA 957574337, ELK GROVE, CA 95757-4337

Mortgage

Document Number	2011031054
Date	Nov 3, 2020
Instrument	2011031054

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 28, 2019
Property Address	5108 BENGAL CT, ELK GROVE, CA 95757-4337
Document Number	1908281655
Instrument Date	Aug 23, 2019
Instrument	1908281655
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5108 BENGAL CT ELK GROVE CA 957574337, ELK GROVE, CA 95757-4337

Mortgage

Document Number	1908281656
Date	Aug 28, 2019
Instrument	1908281656

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5108 Bengal Ct was $6,629 with a homeowner's exemption, up 1.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,524 (+2%) Land $131,342 Building $308,182
2025	$6,629.00 (+1.07%) Homeowner's exemption	$430,907 Land $128,767 Building $302,140
2024	$6,559.00 (+2.34%)
2023	$6,409.00 (+1.62%) Homeowner's exemption	$414,176 Land $123,768 Building $290,408
2022	$6,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5108 Bengal Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5108 Bengal Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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