5108 Shady Pines Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5108 Shady Pines Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$604,800 (Feb 2025)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
APN	`212630013300011240`

Property Details

APN / Parcel Number

Primary APN	`212630013300011240`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	5108 SHADY PINES DR
City	SAINT CLOUD
State	FL
Zip	34772-6362
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	EDEN AT CROSS PRAIRIE PH 2 PB 35 PGS 56-56 LOT 124
Legal Phase	2
Legal Lot Number	124
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

5108 Shady Pines Dr, residential vacant land, is owned and occupied by an individual who bought it in February 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5108 SHADY PINES DR, SAINT CLOUD, FL 34772-6362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2025 · Amount on File
Deed Sale	Feb 12, 2025 · Amount on File
Deed Document Number	0000674061
Deed Book / Page	6740 / 61
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 12, 2025
Property Address	5108 SHADY PINES DR, SAINT CLOUD, FL 34772-6362
Document Number	0067400061
Book / Page	6740 / 61
Map Reference	MB 35 PG 55&56
Instrument Date	Feb 12, 2025
Instrument	2025019015
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,233.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 SHADY PINES DR, SAINT CLOUD, FL 34772-6362

Mortgage

Document Number	2025019016
Date	Feb 12, 2025
Instrument	2025019016

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Flood

There have been 4 flood claims near 5108 Shady Pines Dr since 2011.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.