5097 Shady Pines Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5097 Shady Pines Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$489,698 (Jan 2025)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
APN	`212630013300010350`

Property Details

APN / Parcel Number

Primary APN	`212630013300010350`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	5097 SHADY PINES DR
City	SAINT CLOUD
State	FL
Zip	34772-6345
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	EDEN AT CROSS PRAIRIE PH 2 PB 35 PGS 56-56 LOT 35
Legal Phase	2
Legal Lot Number	35
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5097 SHADY PINES DR, SAINT CLOUD, FL 34772-6345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Deed Document Number	2025010144
Deed Book / Page	6730 / 1722
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 24, 2025
Property Address	5097 SHADY PINES DR, SAINT CLOUD, FL 34772-6345
Document Number	0067301722
Book / Page	6730 / 1722
Map Reference	MB 35 PG 55&56
Instrument Date	Jan 23, 2025
Instrument	2025010144
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,427.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5097 SHADY PINES DR, SAINT CLOUD, FL 34772-6345

Mortgage

Document Number	2025010145
Date	Jan 24, 2025
Instrument	2025010145

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.