5108 Cool Rush Ter, Bakersfield, CA 93313 Property Records

Kern County property record for 5108 Cool Rush Ter, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,305 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2019)
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Sep 2019 Transfer Sep 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`538-204-12-00-1`

Property Details

APN / Parcel Number

Primary APN	`538-204-12-00-1`
Alternative APN	`538-204-12-4`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,305 sqft Living Area
1st Floor Area	1,516 sqft
2nd Floor Area	1,789 sqft

Exterior

Year Built	Built 2014
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	53 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	5108 COOL RUSH TER
City	BAKERSFIELD
State	CA
Zip	93313-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6557, BLOCK PH1, LOT 58
Legal Subdivision	6557-PHASE I
Legal Tract	6557
Legal Block	PH1
Legal Lot Number	58
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1001
Census Tract	3218

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5108 COOL RUSH TER, BAKERSFIELD, CA 93313-5837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 12, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 12, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2018	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	219118778
Record Updated	Jun 8, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Sep 12, 2019
Property Address	5108 COOL RUSH TER, BAKERSFIELD, CA 93313-5837
Document Number	0000118779
Instrument Date	Sep 12, 2019
Instrument	118779
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5108 COOL RUSH TER BAKERSFIELD CA 933135837, BAKERSFIELD, CA 93313-5837
Investor	Possibly a Property Investor

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Sep 12, 2019
Property Address	5108 COOL RUSH TER, BAKERSFIELD, CA 93313-5837
Document Number	0000118777
Instrument Date	Sep 4, 2019
Instrument	118777
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6207 HARLESS ST BAKERSFIELD CA 933077096, BAKERSFIELD, CA 93307-7096

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 12, 2019
Property Address	5108 COOL RUSH TER, BAKERSFIELD, CA 93313-5837
Document Number	0000118778
Map Reference	MB 60 PG 12-18
Instrument Date	Aug 20, 2019
Instrument	219118778
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE ER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5108 COOL RUSH TERANCE, BAKERSFIELD, CA 93313
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118780
Date	Sep 12, 2019
Instrument	219118780

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	5108 COOL RUSH TER, BAKERSFIELD, CA 93313-5837
Document Number	0000082804
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5108 COOL RUSH TER BAKERSFIELD CA 933135837, BAKERSFIELD, CA 93313-5837

Mortgage

Document Number	0000082804
Date	Jul 2, 2018
Instrument	82804

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,689.00 (+3.91%) Homeowner's exemption	$415,581 (+4.04%) Land $65,616 Building $349,965
2023	$5,475.00 (+4.17%) Homeowner's exemption	$399,445 Land $63,069 Building $336,376
2022	$5,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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