5020 Cool Rush Ter, Bakersfield, CA 93313 Property Records

Kern County property record for 5020 Cool Rush Ter, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,412 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$342,000 (Nov 2017)
Tax Bill	$5,462 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`538-204-09-00-3`

Property Details

APN / Parcel Number

Primary APN	`538-204-09-00-3`
Alternative APN	`538-204-09-0`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,412 sqft Living Area
1st Floor Area	1,518 sqft
2nd Floor Area	1,894 sqft

Exterior

Year Built	Built 2014
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	114 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	5020 COOL RUSH TER
City	BAKERSFIELD
State	CA
Zip	93313-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6557, BLOCK PH1, LOT 55
Legal Subdivision	6557 PH 1
Legal Tract	6557
Legal Block	PH1
Legal Lot Number	55
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1001
Census Tract	3218

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5020 COOL RUSH TER, BAKERSFIELD, CA 93313-5836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Nov 22, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEFIRST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	0217159231
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5020 COOL RUSH TER, BAKERSFIELD, CA 93313-5836
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	PLACER TITLE ER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 COOL RUSH TER, BAKERSFIELD, CA 93313-5836

Mortgage

Document Number	0000062464
Date	Apr 5, 2021
Instrument	221062464

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 22, 2017
Property Address	5020 COOL RUSH TER, BAKERSFIELD, CA 93313-5836
Document Number	0000159231
Map Reference	MAP60 PG12-18
Instrument Date	Sep 20, 2017
Instrument	0217159231
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5020 COOL RUSH TER, BAKERSFIELD, CA 93313-5836
Investor	Possibly a Property Investor

Mortgage

Document Number	0000159232
Date	Nov 22, 2017
Instrument	0217159232

Lender

Name	HOMEFIRST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,462.00 (+3.88%)	$389,132 (+4.04%) Land $68,267 Building $320,865
2023	$5,258.00 (+4.14%)	$374,023 Land $65,617 Building $308,406
2022	$5,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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