Hamilton County property record for 5107 Ward St, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,136 sqft · built 1885 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,500 (Jun 2025) |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-0003-0170-00 |
| Primary APN | 035-0003-0170-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 464 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1885 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5107 WARD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5107 WARD ST 29.70 X 150 IRRPT LOT 4 OLIVER JONES SUB BLK 3 SQ |
| Legal Subdivision | OLIVER JONES SUB |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 5500 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5107 WARD ST, CINCINNATI, OH 45227-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY SAVINGS BANK |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATUS S&L |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATUS S&L |
| Dec 27, 2019 | Warranty Deed, Transfer AS CAPITAL LLC |
| Jul 9, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Dec 27, 2019 |
| Deed Document Number | 0000041259 |
| Deed Book / Page | 15430 / 934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5107 WARD ST, CINCINNATI, OH 45227-1829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3385 CREEK RD, CINCINNATI, OH 45241-1932 |
| Investor | Possibly a Property Investor |
| Document Number | 0000063693 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 14697/1017 |
| Instrument | 2022-0063693 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BETHEL, OH 45106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5107 WARD ST, CINCINNATI, OH 45227-1829 |
| Document Number | 0000019767 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5107 WARD ST CINCINNATI OH 452271829, CINCINNATI, OH 45227-1829 |
| Document Number | 0000019767 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 014113/001662 |
| Instrument | 19767 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 26, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5107 WARD ST, CINCINNATI, OH 45227-1829 |
| Document Number | 0000008963 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5107 WARD ST CINCINNATI OH 452271829, CINCINNATI, OH 45227-1829 |
| Document Number | 0000008963 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 014091/001917 |
| Instrument | 8963 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 27, 2019 |
| Property Address | 5107 WARD ST, CINCINNATI, OH 45227-1829 |
| Document Number | 0000114605 |
| Book / Page | 14072 / 00416 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 2019-0114605 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10921 REED HARTMAN HWY STE 311, 311, BLUE ASH, OH 45242-2849 |
| Document Number | 0000114606 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-0114606 |
| Name | AS CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 9, 2019 |
| Property Address | 5107 WARD ST, CINCINNATI, OH 45227-1829 |
| Document Number | 0000054393 |
| Book / Page | 013954 / 000860 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 54393 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $224.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10921 REED HARTMAN HWY #311 BLUE ASH OH 452422849, 311, BLUE ASH, OH 45242-2849 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,654.00 (+0.15%) | $41,815 (-) Land $10,462 Building $31,353 | |
| 2024 | $2,650.00 (-0.19%) | $41,815 (-) Land $10,462 Building $31,353 | |
| 2023 | $2,655.00 (+91.28%) | $41,815 (+113.34%) Land $10,462 Building $31,353 | $119,470 (+113.34%) Land $29,890 Building $89,580 |
| 2022 | $1,388.00 | $19,600 Land $5,159 Building $14,441 | |
| 2020 | $56,000 Land $14,740 Building $41,260 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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