5107 N River Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5107 N River Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1997
Lot Size	2.59 acres (112,820 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2019)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-007-00-059-00`

Property Details

APN / Parcel Number

Primary APN	`22-007-00-059-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	560 sqft
Basement Area	240 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	112,820 sqft (2.59 acres)
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Frame Porch
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5107 N RIVER RD E
City	GENEVA
State	OH
Zip	44041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54
Legal Subdivision	HARPERSFIELD
Legal Lot Number	54
Jurisdiction	ASHTABULA OH
Township / Civil Division	HARPERSFIELD
Census Block Group	1
Census Block	1007
Census Tract	1002

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5107 N RIVER RD E, GENEVA, OH 44041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20198084
Deed Book / Page	689 / 2312
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Aug 22, 2019
Property Address	5107 N RIVER RD E, GENEVA, OH 44041
Document Number	0000008084
Book / Page	000689 / 002312
Instrument Date	Aug 21, 2019
Instrument	8084
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 N RIVER RD E GENEVA OH 44041, GENEVA, OH 44041

Mortgage

Document Number	8085
Date	Aug 22, 2019
Book Page	000689/002315
Instrument	8085

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Harpersfield Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,322.00 (+80.26%)	$91,530 (-) Land $13,410 Building $78,120	$261,500 (-) Land $38,300 Building $223,200
2023	$4,062.00 (+31.2%) Homeowner's exemption	$91,530 (+38.43%) Land $13,410 Building $78,120	$261,500 (+38.43%) Land $38,300 Building $223,200
2022	$3,096.00 Homeowner's exemption	$66,120 Land $10,330 Building $55,790
2020			$188,900 Land $29,500 Building $159,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1989–2008)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20