4989 N River Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4989 N River Rd E, Geneva, OH 44041

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 1.5 ba · 3,360 sqft · built 1840
Lot Size2.35 acres (102,593 sqft)
Owner2 Individual Names on Record
Last Sale$499,999 (Dec 2025)
Tax Bill$6,336 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-007-00-062-02

Property Details

APN / Parcel Number

Primary APN22-007-00-062-02

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,360 sqft Gross Area
1st Floor Area759 sqft
Basement Area650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 2009
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area102,593 sqft (2.35 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area24 sqft
Deck Area252 sqft
Patio Area252 sqft
Granary252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4989 N RIVER RD # 307, 307
CityGENEVA
StateOH
Zip44041
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionLOT 53
Legal SubdivisionCONNECTICUT WESTERN RESERVE SURVEY
Legal Lot Number53
JurisdictionASHTABULA OH
Township / Civil DivisionHARPERSFIELD
Census Block Group1
Census Block1007
Census Tract1002

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4989 N RIVER RD E, GENEVA, OH 44041
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2025 · Amount on Record
Deed SaleDec 11, 2025 · Amount on Record
Prior SaleMay 9, 2023 · Amount on Record
Deed Document Number202512048
Deed Book / Page859 / 2516
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4989 N RIVER RD E, GENEVA, OH 44041
Transaction TypeMortgage
Record UpdatedAug 2, 2023
Title CompanyOHIO REAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10710 EDGEWATER DR, CLEVELAND, OH 44102-6131

Mortgage

Document Number0000004035
DateMay 9, 2023
Book Page795/513
Instrument2023-00004035
Lender
NameOHIO CATHOLIC FCU
TypeCredit Union
AddressCLEVELAND, OH 44125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 5, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionHarpersfield Township
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,336.00 (+76.84%)$79,210 (-) Land $12,990 Building $66,220$226,300 (-) Land $37,100 Building $189,200
2023$3,583.00 (+30.96%)$79,210 (+38.17%) Land $12,990 Building $66,220$226,300 (+38.16%) Land $37,100 Building $189,200
2022$2,736.00$57,330 Land $10,010 Building $47,320
2020$163,800 Land $28,600 Building $135,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1989–2008)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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