5106 W Frances Rd, Clio, MI 48420 Property Records

Genesee County property record for 5106 W Frances Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,680 sqft · built 1971
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Jul 2021 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-32-400-005`

Property Details

APN / Parcel Number

Primary APN	`18-32-400-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	960 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	726 ft deep x 120 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5106 W FRANCES RD
City	CLIO
State	MI
Zip	48420-8578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	E 120 FT OF W 240 FT OF S 726 FT OF SE 1/4 OF SE 1/4 SEC 32 T9N R6E 2 A (76)
Legal Range	06E
Legal Township	09N
Legal Section	32
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1011
Census Tract	10202

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5106 W FRANCES RD, CLIO, MI 48420-8578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Intrafamily Transfer, Transfer
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 19, 2021
Transfer Doc	0000062513
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jul 20, 2021
Property Address	5106 W FRANCES RD, CLIO, MI 48420-8578
Document Number	202107200062513
Instrument Date	Jul 19, 2021
Instrument	202107200062513
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5106 W FRANCES RD, CLIO, MI 48420-8578

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5106 W FRANCES RD, CLIO, MI 48420-8578
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105050044222
Date	May 5, 2021
Instrument	202105050044222

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Mar 22, 2031

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (+0.88%)	$230,000 (+0.88%)
2025	$2,564.00 (+3.35%) Homeowner's exemption	$114,000 (+17.04%)	$228,000 (+17.04%)
2024	$2,481.00 (+27.56%)
2023		$97,400	$194,800
2019	$1,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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