5106 Sand Trap Ct, Monroe, NC 28112 Property Records

Union County property record for 5106 Sand Trap Ct, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,985 sqft · built 2015
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Trust Names on Record
Last Sale	$475,000 (Sep 2023)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-417-113`

Property Details

APN / Parcel Number

Primary APN	`09-417-113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,985 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5106 SAND TRAP CT
City	MONROE
State	NC
Zip	28112-7788
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#137 STONEBRIDGE OPCJ729/OPCJ774-775
Legal Subdivision	STONEBRIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1030
Census Tract	21005

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5106 SAND TRAP CT, MONROE, NC 28112-7788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	202321941
Deed Book / Page	8777 / 898
Prior Transfer Date	Mar 30, 2011
Prior Transfer Doc	5516743
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2023
Property Address	5106 SAND TRAP CT, MONROE, NC 28112-7788
Document Number	0008777898
Book / Page	8777 / 898
Map Reference	CAB J FILE 774
Instrument Date	Sep 8, 2023
Instrument	21941
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 LAUREL HILL DR, WAXHAW, NC 28173-0205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5106 SAND TRAP CT, MONROE, NC 28112-7788

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,300 (-) Land $112,100 Building $359,200	$471,300 (-) Land $112,100 Building $359,200
2025	$2,269.00 (+20.76%)	$471,300 (+59.06%) Land $112,100 Building $359,200	$471,300 (+59.06%) Land $112,100 Building $359,200
2023	$1,879.00	$296,300 (-) Land $67,500 Building $228,800	$296,300 (-) Land $67,500 Building $228,800
2022	$1,879.00	$296,300 Land $67,500 Building $228,800	$296,300 Land $67,500 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20