Union County property record for 5102 Sand Trap Ct, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,832 sqft · built 2015 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Aug 2023) |
| Tax Bill | $2,163 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-417-115 |
| Primary APN | 09-417-115 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 8,494 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 386 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5102 SAND TRAP CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #139 STONEBRIDGE OPCJ729 OPCJ774-775 |
| Legal Subdivision | STONEBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21005 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage ORIGINPOINT LLC |
| Oct 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 7, 2023 | Warranty Deed, Transfer |
| Sep 1, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Apr 8, 2015 · Amount on Record |
| Deed Document Number | 202318981 |
| Deed Book / Page | 8758 / 350 |
| Prior Transfer Date | Mar 30, 2011 |
| Prior Transfer Doc | 0005516743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
| Document Number | 0009278585 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 9278/585 |
| Instrument | 34803 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 3, 2024 |
| Property Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
| Document Number | 0008988531 |
| Book / Page | 8988 / 531 |
| Map Reference | CAB J FILE 774&775 |
| Instrument Date | Sep 26, 2024 |
| Instrument | 23818 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 FORTUNE LN, BREVARD, NC 28712-4497 |
| Name | Verified Name |
|---|---|
| Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
| Document Number | 0000023819 |
|---|---|
| Date | Oct 3, 2024 |
| Instrument | 23819 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 7, 2023 |
| Property Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
| Document Number | 0008758350 |
| Book / Page | 8758 / 350 |
| Map Reference | CAB J FILE 774-775 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 18981 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 23, MINERAL SPRINGS, NC 28108-0023 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 1, 2021 |
| Property Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
| Document Number | 0000082281 |
| Book / Page | 8228 / 1 |
| Map Reference | CAB J FILE 774&775 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 41612 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5102 SAND TRAP CT, MONROE, NC 28112-7788 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,300 (-) Land $112,100 Building $337,200 | $449,300 (-) Land $112,100 Building $337,200 | |
| 2025 | $2,163.00 (+19.77%) | $449,300 (+57.76%) Land $112,100 Building $337,200 | $449,300 (+57.76%) Land $112,100 Building $337,200 |
| 2023 | $1,806.00 | $284,800 (-) Land $67,500 Building $217,300 | $284,800 (-) Land $67,500 Building $217,300 |
| 2022 | $1,806.00 | $284,800 Land $67,500 Building $217,300 | $284,800 Land $67,500 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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