5106 E Lambert Ln, Inverness, FL 34452 Property Records

Citrus County property record for 5106 E Lambert Ln, Inverness, FL 34452

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.298 acres (12,960 sqft)
Owner	2 Individuals on Record
Last Sale	$279,900 (Jul 2026)
Tax Bill	$200 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-0010-04360-0050`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-0010-04360-0050`
Alternative APNs	`3019S20E0010043600050` `1837294`

Exterior

Lot Area	12,960 sqft (0.298 acres)
Lot Dimensions	120 ft deep x 36 ft wide

Location & Zoning

Account Number	1837294
Street Address	5106 E LAMBERT LN
City	INVERNESS
State	FL
Zip	34452-8312
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	LDR
Legal Description	INVERNESS HGLDS WEST 1ST ADD PB 5 PG 44 LOT 6 & E1/2 OF LOT 5 BLK 436
Legal Range	20E
Legal Township	20S
Legal Section	06
Legal Subdivision	INVERNESS HIGHLANDS WEST 1ST A
Legal Block	436
Legal Lot Number	6,5
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1030
Census Tract	451101

Owner

Source: Citrus County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	5106 E LAMBERT LN, INVERNESS, FL 34452-8312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Special Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE LLC
Nov 26, 2025	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	202645149
Deed Book / Page	3693 / 648
Prior Transfer Date	Nov 24, 2025
Prior Transfer Doc	0036230265
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 29, 2026
Property Address	5106 E LAMBERT LN, INVERNESS, FL 34452-8312
Document Number	0000045149
Book / Page	3693 / 648
Instrument Date	Jul 23, 2026
Instrument	202645149
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,889.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5106 E LAMBERT LN, INVERNESS, FL 34452-8312

Mortgage

Document Number	0000045150,
Date	Jul 29, 2026
Instrument	202645150

Lender

Name	HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 26, 2025
Property Address	5106 E LAMBERT LN, INVERNESS, FL 34452-8312
Document Number	0036230265
Book / Page	3623 / 265
Map Reference	MB 5 PG 44
Instrument Date	Nov 24, 2025
Instrument	2025071880
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$893.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 SECOND ST # ST2A, ST2A, ANNAPOLIS, MD 21403-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 RIGA BLVD, TAMPA, FL 33619-1345
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$200.00 (+18.34%)	$12,960 (-) Land $12,960	$12,960 (-) Land $12,960
2024	$169.00 (+12.67%)	$12,960 (+2%) Land $12,960	$12,960 (+2%) Land $12,960
2023	$150.00 (+18.11%)	$10,800 (+20.4%) Land $10,800	$10,800 (+20.4%) Land $10,800
2022	$127.00	$8,970 Land $8,970	$8,970 Land $8,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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