5095 E Lambert Ln, Inverness, FL 34452 Property Records

Citrus County property record for 5095 E Lambert Ln, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1981
Lot Size	0.298 acres (12,960 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Apr 2024)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-0010-04350-0190`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-0010-04350-0190`
Alternative APNs	`3019S20E0010043500190` `1837235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,787 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,787 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,960 sqft (0.298 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	414 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1837235
Street Address	5095 E LAMBERT LN
City	INVERNESS
State	FL
Zip	34452-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	INVERNESS HGLDS WEST 1ST ADD PB 5 PG 44 LOT 19 & W1/2 OF LOT 18 BLK 435
Legal Range	20E
Legal Township	20S
Legal Section	06
Legal Subdivision	INVERNESS HIGHLANDS WEST 1ST A
Legal Block	435
Legal Lot Number	19,18
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1028
Census Tract	451101

Owner

5095 E Lambert Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5095 E LAMBERT LN, INVERNESS, FL 34452-8340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2018	Quit Claim Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Aug 7, 2018	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Document Number	202422391
Deed Book / Page	3461 / 45
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	0029480797
Record Updated	Jun 8, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 31, 2018
Property Address	5095 E LAMBERT LN, INVERNESS, FL 34452-8340
Document Number	0029480797
Book / Page	2948 / 0797
Map Reference	MB 5 PG 44-58
Instrument Date	Dec 21, 2018
Instrument	2018065034
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$374.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5095 E LAMBERT LN, INVERNESS, FL 34452-8340

Mortgage

Document Number	2018065035
Date	Dec 31, 2018
Instrument	2018065035

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 7, 2018
Property Address	5095 E LAMBERT LN, INVERNESS, FL 34452-8340
Document Number	0029181475
Book / Page	002918 / 001475
Instrument Date	Aug 3, 2018
Instrument	39661
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

Amount	Amount on Record
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 E LAMBERT LN INVERNESS FL 344528340, INVERNESS, FL 34452-8340

Tax Assessment & Valuation

The 2025 property tax bill for 5095 E Lambert Ln was $1,890, down 42.8% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00 (-42.85%)	$154,702 (-26.99%)	$213,743 (+0.87%) Land $12,960 Building $200,783
2024	$3,307.00 (-1.22%) Additional exemption filed	$211,892 (-0.35%) Land $12,960 Building $198,932	$211,892 (-0.35%) Land $12,960 Building $198,932
2023	$3,348.00 (+287.95%) Additional exemption filed	$212,638 (+14.93%) Land $10,800 Building $201,838	$212,638 (+14.93%) Land $10,800 Building $201,838
2022	$863.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$185,010 Land $8,970 Building $176,040	$185,010 Land $8,970 Building $176,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5095 E Lambert Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5095 E Lambert Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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