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5105 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5105 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,789 sqft · built 2021
Lot Size0.356 acres (15,500 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (May 2026)
Tax Bill$5,305 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2023 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APNC044816034200480

Property Details

APN / Parcel Number

Primary APNC044816034200480
Alternative APN
  • C-04-34-28-160-3420-0480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,789 sqft Living Area
Gross Area2,628 sqft
1st Floor Area1,789 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,500 sqft (0.356 acres)
Lot Dimensions150 ft deep x 103 ft wide
Garage TypeAttached
Garage Area839 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area384 sqft
PorchSlab
Patio Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5105 PEBBLE BEACH DR
CitySEBRING
StateFL
Zip33872-1771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 48 BLK 342
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block342
Legal Lot Number48
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2025
Census Tract960503

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 HORST CT, HORTON, MI 49246-9797
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Sep 20, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND NATIONAL BANK
Aug 25, 2021Correction Deed
SOUTH RIDGE ABSTRACT & TTL C
Sep 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 28, 2020Grant Deed, Transfer
ATTORNEY ONLY
Aug 22, 2018Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleMar 14, 2025 · Amount on Record
Deed Document Number20262312400
Deed Book / Page3191 / 1779
Prior Transfer DateAug 29, 2023
Prior Transfer Doc0002170196
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 11, 2026
Property Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number0002312400
Book / Page3191 / 1779
Instrument DateMay 8, 2026
Instrument2026.2312400
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyWHEATLAND TITLE, HEARTLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$388,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 HORST CT, HORTON, MI 49246-9797

Mortgage

Document Number0002312400,
DateMay 11, 2026
Book Page3191/1781
Instrument2026.2312400
Lender
NameOLD NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateSep 20, 2023
Property Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number0002170196
Book / Page2999 / 1747
Map ReferenceMB 10 PG 4
Instrument DateAug 29, 2023
Instrument2170196
Transaction TypeTransfer
Record UpdatedOct 5, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 E CORNELL ST 4, 4, AVON PARK, FL 33825-4345

Mortgage

Document Number0002012668
DateDec 29, 2020
Book Page2792/1961
Instrument2012668
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueJan 1, 2022

August 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateAug 25, 2021
Property Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number0002050503
Book / Page2846 / 945
Map ReferenceMB 10 PG 4
Instrument DateAug 20, 2021
Instrument2050503
Record UpdatedJun 7, 2023
Title CompanySOUTH RIDGE ABSTRACT & TTL C

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address4120 COMMERCIAL DR, SEBRING, FL 33870-1322

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateSep 2, 2020
Property Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number0001997258
Book / Page002770 / 001684
Instrument DateSep 2, 2020
Instrument1997258
Transaction TypeTransfer
Record UpdatedSep 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address5201 SCENIC CT WILLIAMSBURG VA 231853261, WILLIAMSBURG, VA 23185-3261

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 28, 2020
Property Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number0001977475
Book / Page002741 / 000777
Instrument DateDec 3, 2019
Instrument1977475
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$169.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4120 COMMERCIAL DR SEBRING FL 338701322, SEBRING, FL 33870-1322

August 2018: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionHIGHLANDS FL
Recording DateAug 22, 2018
Property Address5105 PEBBLE BEACH DR, SEBRING, FL 33872-1771
Document Number0001908803
Book / Page002652 / 000559
Instrument DateAug 21, 2018
Instrument1908803
Transaction TypeForeclosure
Record UpdatedAug 31, 2018

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,305.00 (+10.38%)$340,084 (-6.04%) Land $40,170 Building $299,914$340,084 (-6.04%) Land $40,170 Building $299,914
2024$4,806.00 (+1.37%)
2023$4,741.00 (-0.36%) Homeowner's exemption$361,956 (+12.08%) Land $38,625 Building $323,331$361,956 (+12.08%) Land $38,625 Building $323,331
2022$4,758.00$322,954 Land $36,050 Building $286,904$322,954 Land $36,050 Building $286,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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