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5095 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5095 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,970 sqft · built 2023
Lot Size0.355 acres (15,500 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (May 2023)
Tax Bill$6,081 (2024)
Deeds & MortgagesMay 2021 Construction Loan
May 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNC044816034200500

Property Details

APN / Parcel Number

Primary APNC044816034200500
Alternative APN
  • C-04-34-28-160-3420-0500

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,970 sqft Living Area
FlooringSlate
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,500 sqft (0.355 acres)
Lot Dimensions150 ft deep x 103 ft wide
Garage TypeFinished
Garage Area933 sqft
DrivewayDriveway
Driveway Area896 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area392 sqft
PorchOpen Porch
Patio Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC044816034200500
Street Address5095 PEBBLE BEACH DR
CitySEBRING
StateFL
Zip33872-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 50 BLK 342
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block342
Legal Lot Number50
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2025
Census Tract960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5095 PEBBLE BEACH DR, SEBRING, FL 33872-1826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Construction Mortgage
HEARTLAND NATIONAL BANK
May 17, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 29, 2021Correction Deed
ATTORNEY ONLY, ATTORNEY
Nov 18, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jan 17, 2019Deed in Lieu of Foreclosure, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Prior SaleNov 18, 2020 · Amount on Record
Deed Document Number2151581
Deed Book / Page2975 / 1361
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address5095 PEBBLE BEACH DR, SEBRING, FL 33872-1826
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002032712
DateMay 5, 2021
Book Page2821/390
Instrument2032712
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term18 Months
DueNov 3, 2022

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 17, 2023
Property Address5095 PEBBLE BEACH DR, SEBRING, FL 33872-1826
Document Number0002151581
Book / Page2975 / 1361
Map ReferenceMB 10 PG 4
Instrument DateMay 9, 2023
Instrument2151581
Transaction TypeTransfer
Record UpdatedJun 5, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2141 LAKEVIEW DR, SEBRING, FL 33870-4969

Transferred To (Grantee/Buyer)

NameVerified Name
Address5095 PEBBLE BEACH DR, SEBRING, FL 33872-1826

January 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateJan 29, 2021
Property Address5095 PEBBLE BEACH DR, SEBRING, FL 33872-1826
Document Number0002016858
Book / Page2799 / 164
Map ReferenceMB 10 PG 4
Instrument DateJan 28, 2021
Instrument2016858
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5306 SUN N LAKE BLVD, SEBRING, FL 33872-2114

Transferred To (Grantee/Buyer)

NameVerified Name
Address2141 LAKEVIEW DR, SEBRING, FL 33870-4969

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 18, 2020
Property Address5095 PEBBLE BEACH DR, SEBRING, FL 33872-1826
Document Number0002007296
Book / Page002784 / 001983
Instrument DateNov 17, 2020
Instrument2007296
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$77.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2141 LAKEVIEW DR SEBRING FL 338704969, SEBRING, FL 33870-4969

January 2019: Deed in Lieu of Foreclosure, Transfer

Document TypeDeed in Lieu of Foreclosure
JurisdictionHIGHLANDS FL
Recording DateJan 17, 2019
Property Address5095 PEBBLE BEACH DR, SEBRING, FL 33872-1826
Document Number0001925683
Book / Page002674 / 000270
Instrument DateDec 18, 2018
Instrument1925683
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5306 SUN N LAKE BLVD SEBRING FL 338722114, SEBRING, FL 33872-2114

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$396,174 (+1,764.87%) Land $40,170 Building $356,004$396,174 (+1,764.87%) Land $40,170 Building $356,004
2024$6,081.00 (+768.71%)
2023$700.00 (+40.56%)$21,244 (+7.14%) Land $21,244$21,244 (+7.14%) Land $21,244
2022$498.00$19,828 Land $19,828$19,828 Land $19,828

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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