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5105 Jones Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5105 Jones Rd, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,865 sqft · built 2021
Lot Size0.06 acres (2,613 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Apr 2022)
Tax Bill$4,012 (2025)
Deeds & MortgagesJun 2026 Sale
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-25-31-5051-0001-1090

Property Details

APN / Parcel Number

Primary APN20-25-31-5051-0001-1090
Alternative APN
  • 253120505100011090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,865 sqft Living Area
Gross Area2,640 sqft
1st Floor Area950 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,613 sqft (0.06 acres)
Garage TypeAttached
Garage Area456 sqft
PorchFinished/Open Porch
Patio Area357 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5105 JONES RD
CitySAINT CLOUD
StateFL
Zip34771-9543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEWOOD ESTATES PB 24 PGS 143-148 LOT 109
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionSTONEWOOD ESTATES
Legal Tract5051
Legal Block1090
Legal Lot Number109
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3070
Census Tract43700

Owner

Source: Osceola County records · APN 20-25-31-5051-0001-1090

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5105 JONES RD, SAINT CLOUD, FL 34771-9543
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 22, 2022Warranty Deed, Transfer · Conventional Mortgage
E MORTGAGE CAPITAL INC
Apr 14, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Prior SaleApr 14, 2021 · Amount on Record
Deed Document Number202263990
Deed Book / Page6199 / 1281
Last Transfer DateJun 08, 2026
Transfer Doc0000075444
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 08, 2026
Property Address5105 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number0000075444
Book / Page6984 / 2661
Instrument DateJun 08, 2026
Instrument202675444
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5105 JONES RD, SAINT CLOUD, FL 34771-9543

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 22, 2022
Property Address5105 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number0061991281
Book / Page6199 / 1281
Map ReferenceMB 24 PG 143-148
Instrument DateApr 21, 2022
Instrument2022063990
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 BRAVES AVE APT 2410, 2410, LAWRENCEVILLE, GA 30043-3373

Transferred To (Grantee/Buyer)

NameVerified Name
Address2318 MONTHAVEN PARK PL, HENDERSONVILLE, TN 37075-7009

Mortgage

Document Number0061991283
DateApr 22, 2022
Instrument6199/1283
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 14, 2021
Property Address5105 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number0059341970
Book / Page5934 / 1970
Map ReferenceMB 24 PG 143-148
Instrument DateApr 12, 2021
Instrument2021055773
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,128.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BOULEVARD STE 200, 200, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address9105 JONES ROAD, SAINT CLOUD, FL 34771

Mortgage

Document Number0059341972
DateApr 14, 2021
Instrument5934/1972
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,012.00 (-9.19%) Homeowner's exemption$279,000 (-10.58%) Land $45,000 Building $234,000$279,000 (-10.58%) Land $45,000 Building $234,000
2023$4,418.00 (+667.01%) Homeowner's exemption$312,000 (+20.32%) Land $14,900 Building $297,100$312,000 (+20.32%) Land $14,900 Building $297,100
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$259,300 Land $14,900 Building $244,400$259,300 Land $14,900 Building $244,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 495 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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