Osceola County property record for 5103 Jones Rd, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,946 sqft Living Area |
| Lot Size | 2,613 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $288,354 (2021) |
| Tax Bill | $4,008.00 (2024) |
| Primary APN | 20-25-31-5051-0001-1080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 2,740 sqft Gross Area |
| 1st Floor | 992 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,613 sqft (0.06 acres) |
| Garage Type | Attached Garage |
| Garage Area | 512 sqft Garage |
| Patio Area | 323 sqft Patio |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5103 JONES RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9543 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STONEWOOD ESTATES PB 24 PGS 143-148 LOT 108 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | STONEWOOD ESTATES |
| Legal Tract | 5051 |
| Legal Block | 1080 |
| Legal Lot Number | 108 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3070 |
| Census Tract | 43700 |
Source: Osceola County records · APN 20-25-31-5051-0001-1080
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5103 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Nov 17, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 18, 2021 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage HAMILTON HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Deed Doc Number | 202140436 |
| Deed Book / Page | 5915 / 610 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 5103 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0000052794 |
| Book / Page | 6958 / 2872 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202652794 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5103 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0000052794, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 6958/2872 |
| Instrument | 202652794 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5103 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5103 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0065062097 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 6506/2097 |
| Instrument | 2023151611 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Apr 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 5103 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0059150610 |
| Book / Page | 5915 / 610 |
| Map Reference | MB 24 PG 143-148 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021040436 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,018.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 TAVISTOCK LAKES BOULEVARD STE 200, 200, ORLANDO, FL 32827-7591 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 0005915612 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 5915/612 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,136.00 (+3.19%) Homeowner's exemption | $288,000 (+4.1%) Land $45,000 Building $243,000 | $288,000 (-10.89%) Land $45,000 Building $243,000 |
| 2024 | $4,008.00 (+2.14%) | ||
| 2023 | $3,924.00 (+4.11%) Homeowner's exemption | $276,658 (+3%) | $323,200 (+20.33%) Land $14,900 Building $308,300 |
| 2022 | $3,769.00 Homeowner's exemption | $268,600 Land $14,900 Building $253,700 | $268,600 Land $14,900 Building $253,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 495 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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