5104 SE Pine Knoll Way, Stuart, FL 34997 Property Records

Martin County property record for 5104 SE Pine Knoll Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 1981
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Oct 2019)
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Oct 2019 Sale Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-006-000-0016.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-006-000-0016.0-3-0000`
Alternative APNs	`48-38-41-006-000-00160-3` `38592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	972 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38592
Street Address	5104 SE PINE KNOLL WAY
City	STUART
State	FL
Zip	34997-6994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 16 PINE KNOLL UNREC & INT IN STREET AS PER OR 350/2604
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	PINE KNOLL UNRECORDED
Legal Block	1
Legal Lot Number	16
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5104 SE PINE KNOLL WAY, STUART, FL 34997-6994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 17, 2019	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
Jun 18, 2018	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	20192782527
Deed Book / Page	3091 / 2295
Prior Transfer Date	Oct 17, 2011
Prior Transfer Doc	0002298474
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 31, 2019
Property Address	5104 SE PINE KNOLL WAY, STUART, FL 34997-6994
Document Number	0030912295
Book / Page	003091 / 002295
Instrument Date	Oct 25, 2019
Instrument	2782527
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,653.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5104 SE PINE KNOLL WAY STUART FL 349976994, STUART, FL 34997-6994

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5104 SE PINE KNOLL WAY, STUART, FL 34997-6994
Document Number	0030670153
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5104 SE PINE KNOLL WAY STUART FL 349976994, STUART, FL 34997-6994

Mortgage

Document Number	0030670153
Date	Jun 24, 2019
Book Page	003067/000153
Instrument	2761611

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 18, 2018
Property Address	5104 SE PINE KNOLL WAY, STUART, FL 34997-6994
Document Number	0029990305
Book / Page	002999 / 000305
Instrument Date	Jun 15, 2018
Instrument	2700549
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5104 SE PINE KNOLL WAY STUART FL 349976994, STUART, FL 34997-6994

Mortgage

Document Number	29990308
Date	Jun 18, 2018
Book Page	002999/000308
Instrument	2700550

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 90707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,927.00 (+2.34%) Additional exemption filed	$198,517 (+8.52%)	$537,860 (+10.24%) Land $220,000 Building $317,860
2024	$2,860.00 (+2.66%)
2023	$2,786.00 (+4.03%) Additional exemption filed	$182,923 (+3%)	$487,910 (+15.77%) Land $205,000 Building $282,910
2022	$2,678.00 Homeowner's exemption	$177,596	$421,450 Land $210,000 Building $211,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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