5054 SE Pine Knoll Way, Stuart, FL 34997 Property Records

Martin County property record for 5054 SE Pine Knoll Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,236 sqft · built 2021
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Sep 2021)
Tax Bill	$8,164 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-006-000-0013.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-006-000-0013.0-0-0000`
Alternative APNs	`48-38-41-006-000-00130-0` `38589`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	2,236 sqft
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	426 sqft
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38589
Street Address	5054 SE PINE KNOLL WAY
City	STUART
State	FL
Zip	34997-6993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	PINE KNOLL UNREC LOT 13 & 1/72 INT IN STREET OR 347/1220
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	PINE KNOLL UNRECORDED
Legal Block	1
Legal Lot Number	13,1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

5054 SE Pine Knoll Way is owned and occupied by two individuals who bought it in September 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5054 SE PINE KNOLL WAY, STUART, FL 34997-6993
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2020	Loan Modification, Mortgage KJB PROPERTIES LLC
Oct 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	20212913785
Deed Book / Page	3255 / 2833
Prior Transfer Date	Jun 6, 2005
Prior Transfer Doc	0020560558
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 13, 2021
Property Address	5054 SE PINE KNOLL WAY, STUART, FL 34997-6993
Document Number	0032552833
Book / Page	3255 / 2833
Instrument Date	Sep 8, 2021
Instrument	2913785
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1067, PALM CITY, FL 34991-1067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5054 SE PINE KNOLL WAY, STUART, FL 34997-6993

Mortgage

Document Number	0032552835
Date	Sep 13, 2021
Instrument	3255/2835

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	5054 SE PINE KNOLL WAY, STUART, FL 34997-6993
Document Number	0031640324
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0031640324
Date	Oct 7, 2020
Book Page	003164/000324
Instrument	2842289

Lender

Name	KJB PROPERTIES LLC

Agreement

Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 7, 2020
Property Address	5054 SE PINE KNOLL WAY, STUART, FL 34997-6993
Document Number	0031640321
Book / Page	003164 / 000321
Instrument Date	Sep 10, 2020
Instrument	2842288
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1067 PALM CITY FL 349911067, PALM CITY, FL 34991-1067
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5054 SE Pine Knoll Way was $8,164 with a homeowner's exemption, up 5.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,164.00 (+5.4%) Additional exemption filed	$530,785	$722,740 Land $220,000 Building $502,740
2024	$7,746.00 (+1.84%)
2023	$7,606.00 (+3.53%) Additional exemption filed	$472,000 (+3%)	$626,720 (+19.93%) Land $205,000 Building $421,720
2022	$7,347.00 Homeowner's exemption	$458,253	$522,590 Land $210,000 Building $312,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5054 SE Pine Knoll Way in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5054 SE Pine Knoll Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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