Wilbarger County property record for 5103 Western Ln, Vernon, TX 76384
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 4,675 sqft · built 1985 |
| Lot Size | 0.755 acres (32,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,200 (Sep 2018) |
| Tax Bill | $5,229 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2020 Mortgage + 1 more |
| APN | 5736-001-0000-090-4 |
| Primary APN | 5736-001-0000-090-4 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 4,675 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 32,901 sqft (0.755 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Porch |
| Porch Area | 431 sqft |
| Account Number | 5736-001-0000-090-4 |
|---|---|
| Street Address | 5103 WESTERN LN |
| City | VERNON |
| State | TX |
| Zip | 76384-7585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 9 BLK 1 SOUTH FORK ADDN |
| Legal Subdivision | SOUTH FORK ESTATES SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | WILBARGER TX |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950600 |
5103 Western Ln, a rural home, is owned and occupied by two individuals who bought it in September 2018.
Source: Wilbarger County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5103 WESTERN LN, VERNON, TX 76384-7585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 7, 2018 | Vendor's Lien, Transfer · VA Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on File |
| Deed Sale | Sep 7, 2018 · Amount on File |
| Prior Sale | Jun 15, 2015 |
| Deed Document Number | 2018131253 |
| Deed Book / Page | 720 / 891 |
| Prior Transfer Date | Aug 31, 2018 |
| Prior Transfer Doc | 000720/891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBARGER TX |
| Property Address | 5103 WESTERN LN, VERNON, TX 76384-7585 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 000750/563 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 750/563 |
| Instrument | 137020 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBARGER TX |
| Property Address | 5103 WESTERN LN, VERNON, TX 76384-7585 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000740/235 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 740/235 |
| Instrument | 135012 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WILBARGER TX |
| Recording Date | Sep 7, 2018 |
| Property Address | 5103 WESTERN LN, VERNON, TX 76384-7585 |
| Document Number | 000720/891 |
| Book / Page | 720 / 891 |
| Map Reference | CAB A SL 91B |
| Instrument Date | Aug 31, 2018 |
| Instrument | 00131253 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5103 WESTERN LN, VERNON, TX 76384-7585 |
| Name | Verified Name |
|---|---|
| Address | 2621 TWIN OAKS, VERNON, TX 76384-6435 |
| Document Number | 0000131254 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 00131254 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 5103 Western Ln was $5,229 with a homeowner's exemption.
Source: Wilbarger County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Wilbarger County |
| Unified School District | Vernon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,229.00 | $262,440 (-0.19%) Land $22,040 Building $240,400 | $262,440 (-0.19%) Land $22,040 Building $240,400 |
| 2025 | Homeowner's exemption | $262,950 Land $7,700 Building $255,250 | $262,950 Land $7,700 Building $255,250 |
| 2023 | $242,480 Land $7,600 Building $234,880 | $242,480 Land $7,600 Building $234,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5103 Western Ln; there have been 5 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1995–2001) |
| Most Recent Claim | Dec 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5103 Western Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RRA LOCKETT WATER SYSTEM serves 705 people · EPA ID TX2440008 |
|---|---|
| Water Source | Purchased groundwater from CITY OF VERNON |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Syntrio Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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