5102 Western Ln, Vernon, TX 76384 Property Records

Wilbarger County property record for 5102 Western Ln, Vernon, TX 76384

Property Summary

Property Type	Rural Home
Details	3 ba · 4,777 sqft · built 1981
Lot Size	0.755 acres (32,901 sqft)
Owner	Individual Name on File
Last Sale	$211,100 (Aug 2025)
Tax Bill	$4,462 (2026)
Deeds & Mortgages	Apr 2007 Mortgage Dec 2016 Mortgage + 3 more
APN	`5736-001-0000-020-4`

Property Details

APN / Parcel Number

Primary APN	`5736-001-0000-020-4`
Alternative APN	`1158`

Interior

Full Baths	3 Baths
Building Area	4,777 sqft Living Area
Basement Area	80 sqft
Finished Basement	80 sqft
Unfinished Basement	80 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	32,901 sqft (0.755 acres)
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	224 sqft
Porch	Porch
Porch Area	593 sqft

Location & Zoning

Account Number	5736-001-0000-020-4
Street Address	5102 WESTERN LN
City	VERNON
State	TX
Zip	76384-7586
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 BLK 1 SOUTH FORK ADDN SEC 93 BLK 14 H&TC SURVEY
Legal Subdivision	H&TC RR CO SURVEY A 807
Legal Block	1
Legal Lot Number	2
Jurisdiction	WILBARGER TX
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2032
Census Tract	950600

Owner

5102 Western Ln, a rural home, is owned and occupied by an individual who bought it in August 2025.

Source: Wilbarger County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5102 WESTERN LN, VERNON, TX 76384-7586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2007	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER
Dec 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Apr 2, 2007	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Jul 15, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 28, 2025	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Document Number	2025145269
Deed Book / Page	795 / 113
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5102 WESTERN LN, VERNON, TX 76384-7586
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000589/025
Date	Apr 2, 2007
Book Page	589/025
Instrument	00100636

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2037

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5102 WESTERN LN, VERNON, TX 76384-7586
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000704/064
Date	Dec 28, 2016
Book Page	704/064
Instrument	00127704

Lender

Name	FIRST BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2047

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5102 WESTERN LN, VERNON, TX 76384-7586
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000589/041
Date	Apr 2, 2007
Book Page	589/041
Instrument	00100637

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	179 Months
Due	Mar 29, 2022

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBARGER TX
Property Address	5102 WESTERN LN, VERNON, TX 76384-7586
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000614/816
Date	Jul 15, 2009
Book Page	614/816
Instrument	00106972

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2039

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILBARGER TX
Recording Date	Aug 28, 2025
Property Address	5102 WESTERN LN, VERNON, TX 76384-7586
Document Number	000795/113
Book / Page	795 / 113
Map Reference	SL 91B
Instrument Date	Aug 25, 2025
Instrument	145269
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 WESTERN LN, VERNON, TX 76384-7586

Mortgage

Document Number	000795/117
Date	Aug 28, 2025
Book Page	795/117
Instrument	145270

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 5102 Western Ln was $4,462 with a homeowner's exemption, up 42.9% from the year before.

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Wilbarger County
Unified School District	Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,462.00 (+42.92%)	$223,940 (+1.31%) Land $22,040 Building $201,900	$223,940 (+1.31%) Land $22,040 Building $201,900
2025	$3,122.00 Homeowner's exemption	$221,050 Land $7,700 Building $213,350	$221,050 Land $7,700 Building $213,350
2023		$217,100 Land $7,600 Building $209,500	$217,100 Land $7,600 Building $209,500
2022	$3,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5102 Western Ln; there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1995–2001)
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5102 Western Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RRA LOCKETT WATER SYSTEM serves 705 people · EPA ID TX2440008
Water Source	Purchased groundwater from CITY OF VERNON
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Western Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures