5103 Regency Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 5103 Regency Ct, Chattanooga, TN 37421

Property Summary

Property Type	Condominium
Details	1,563 sqft · built 2006
Lot Size	5.86 acres (255,343 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Apr 2022)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149J A 003 C502`

Property Details

APN / Parcel Number

Primary APN	`149J A 003 C502`
Alternative APN	`0000156559`

Interior

Stories	1 Story
Building Area	1,563 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	255,343 sqft (5.86 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000156559
Street Address	5103 REGENCY CT
City	CHATTANOOGA
State	TN
Zip	37421-7625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 5103 VILLAS @ SHALLOWFORD TRACE OUT OF 149J-A-003 FOR 2006
Legal Subdivision	THE VILLAS AT SHALLOWFORD TRACE
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4007
Census Tract	11321

Owner

Source: Hamilton County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5103 REGENCY CT, CHATTANOOGA, TN 37421-7625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Apr 17, 2007 · Amount on Record
Deed Document Number	2022215
Deed Book / Page	12940 / 400
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 29, 2022
Property Address	5103 REGENCY CT, CHATTANOOGA, TN 37421-7625
Document Number	0000000215
Book / Page	12940 / 400
Instrument Date	Apr 29, 2022
Instrument	2022042900215
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$880.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 REGENCY CT, CHATTANOOGA, TN 37421-7625
Investor	Possibly a Property Investor

Mortgage

Document Number	0129400404
Date	Apr 29, 2022
Instrument	12940-0404

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (+11.17%)	$70,275 (+64%)	$281,100 (+64%) Land $90,000 Building $191,100
2024	$958.00	$42,850 (-)	$171,400 (-) Land $40,000 Building $131,400
2023	$958.00	$42,850 (-)	$171,400 (-) Land $40,000 Building $131,400
2022	$958.00	$42,850	$171,400 Land $40,000 Building $131,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2013–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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