4204 Regency Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 4204 Regency Ct, Chattanooga, TN 37421 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Architecture StyleCondo/Apartment
Year BuiltBuilt 2005
Square Footage1,756 sqft Living Area
Lot Size255,343 sqft (5.86 acres)
OccupancyOwner Occupied
Last Sale$279,000 (2023)
Tax Bill$1,137.00 (2025)

Property Details

APN / Parcel Number

Primary APN149J A 003 C407
Alternative APN
  • 0000154138

Interior

Building Area1,756 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment Style
Lot Area255,343 sqft (5.86 acres)

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0000154138
Street Address4204 REGENCY CT
CityCHATTANOOGA
StateTN
Zip37421-7624
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 4204 VILLAS AT SHALLOWFORD TRACE OUT OF 149J-A-3 FOR 2005
Legal SubdivisionTHE VILLAS AT SHALLOWFORD TRACE
JurisdictionHAMILTON TN
Minor Civil Division8
Census Blockgroup4
Census Block4007
Census Tract11321

Owner

Source: Hamilton County records · APN 149J A 003 C407

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4204 REGENCY CT, CHATTANOOGA, TN 37421-7624
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2023 · Amount on Record
Deed SaleJul 03, 2023 · Amount on Record
Prior SaleNov 24, 2021 · Amount on Record
Deed Doc Number202351
Deed Book / Page13334 / 290
Last Transfer DateAug 03, 2023
Transfer Doc0000000191
Record RefreshedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 03, 2023
Property Address4204 REGENCY CT, CHATTANOOGA, TN 37421-7624
Document Number0000000051
Book / Page13334 / 290
Map ReferenceMB 7285 PG 45
Instrument DateJun 30, 2023
Instrument2023070300051
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyAPL WARRANTY TITLE LLC, WARRANTY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,032.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4204 REDENCV COURT, CHATTANOOGA, TN 37421

Mortgage

Document Number0000000052
DateJul 03, 2023
Instrument2023070300052
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 24, 2021
Property Address4204 REGENCY CT, CHATTANOOGA, TN 37421-7624
Document Number0000000121
Book / Page12746 / 550
Map ReferenceMB 7285 PG 45
Instrument DateNov 19, 2021
Instrument2021112400121
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$786.25
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4204 REGENCY CT, CHATTANOOGA, TN 37421-7624

Mortgage

Document Number0012746553
DateNov 24, 2021
Instrument12746/553
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,137.00 (+10.93%)$75,075 (+63.83%)$300,300 (+63.83%) Land $90,000 Building $210,300
2024$1,025.00$45,825 (-)$183,300 (-) Land $40,000 Building $143,300
2023$1,025.00$45,825 (-)$183,300 (-) Land $40,000 Building $143,300
2022$1,025.00$45,825$183,300 Land $40,000 Building $143,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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