5103 Loyalty Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5103 Loyalty Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property TypeVacant Land
Lot Size0.08 acres (3,484 sqft)
OwnerCompany Name on File
Last Sale$893,912 (Feb 2026)
Tax Bill$340 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
APN17-26-30-0134-0001-0740

Property Details

APN / Parcel Number

Primary APN17-26-30-0134-0001-0740
Alternative APN
  • 263017013400010740

Exterior

Lot Area3,484 sqft (0.08 acres)

Location & Zoning

Street Address5103 LOYALTY DR
CitySAINT CLOUD
StateFL
Zip34772-7248
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionEDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 74
Legal Lot Number74
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 17-26-30-0134-0001-0740

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6675 WESTWOOD BLVD, 500, ORLANDO, FL 32821-6122
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2026 · Amount on Record
Deed SaleFeb 23, 2026 · Amount on Record
Deed Document Number202624908
Deed Book / Page6927 / 828
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 23, 2026
Property Address5103 LOYALTY DR, SAINT CLOUD, FL 34772-7248
Document Number0000096013
Book / Page7008 / 121
Instrument DateJul 15, 2026
Instrument202696013
Record UpdatedAug 05, 2026
Title CompanyLENNAR TITLE INC, LENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$237,976.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5103 LOYALTY DR, SAINT CLOUD, FL 34772-7248

Mortgage

Document Number0000096014,
DateJul 23, 2026
Book Page7008/125
Instrument202696014
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$340.00$19,000 Land $19,000$19,000 Land $19,000

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · Last verified October 2026

Flood

Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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