Osceola County property record for 5095 Loyalty Dr, Saint Cloud, FL 34772
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $361,000 (May 2026) |
| Tax Bill | $340 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| APN | 17-26-30-0134-0001-0760 |
| Primary APN | 17-26-30-0134-0001-0760 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,484 sqft (0.08 acres) |
|---|
| Street Address | 5095 LOYALTY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7247 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | EDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 76 |
| Legal Subdivision | EDGEWATER CROSS PRAIRIE PHASE 1 |
| Legal Lot Number | 76 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 17-26-30-0134-0001-0760
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5095 LOYALTY DR, SAINT CLOUD, FL 34772-7247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2026 · Amount on Record |
| Deed Document Number | 202665849 |
| Deed Book / Page | 6973 / 2082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 19, 2026 |
| Property Address | 5095 LOYALTY DR, SAINT CLOUD, FL 34772-7247 |
| Document Number | 0000065849 |
| Book / Page | 6973 / 2082 |
| Instrument Date | May 13, 2026 |
| Instrument | 202665849 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | LENNAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255,227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5095 LOYALTY DR, SAINT CLOUD, FL 34772-7247 |
| Document Number | 0000065850, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 6973/2086 |
| Instrument | 202665850 |
| Name | LENNAR MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $340.00 | $19,000 Land $19,000 | $19,000 Land $19,000 |
Source: FEMA NFIP claims and policies as of September 2026 · Last verified October 2026
| Flood Insurance Cost | Premium on Record median of 136 policies |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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