5103 Libby Cv SE, Covington, GA 30014 Property Records

Newton County property record for 5103 Libby Cv SE, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,334 sqft · built 1998
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2020)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C0110-00030-011-000`

Property Details

APN / Parcel Number

Primary APN	`C0110-00030-011-000`
Alternative APNs	`C011 0003 011` `37025`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,334 sqft Heated Area
1st Floor Area	2,746 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	1,017 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	37025
Street Address	5103 LIBBY CV SE
City	COVINGTON
State	GA
Zip	30014-3184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.45AC LT 17 THE CLOISTER
Legal Subdivision	THE CLOISTER
Legal Lot Number	17
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1000
Census Tract	100302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Historic District listed 1998 · 612 contributing resources · NRIS 98000969

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5103 Libby Cv SE is owned and occupied by two individuals who bought it in December 2020.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5103 LIBBY CV SE, COVINGTON, GA 30014-3184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Dec 14, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Nov 27, 2007 · Amount on File
Deed Document Number	20205102
Deed Book / Page	4111 / 723
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	0031500170
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	5103 LIBBY CV SE, COVINGTON, GA 30014-3184
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 LIBBY CV SE, COVINGTON, GA 30014-3184

Mortgage

Document Number	0041650000000575
Date	Mar 25, 2021
Book Page	0000004165/0000000575
Instrument	005400

Lender

Name	ACOPIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 14, 2020
Property Address	5103 LIBBY CV SE, COVINGTON, GA 30014-3184
Document Number	0041110723
Book / Page	004111 / 000723
Instrument Date	Dec 10, 2020
Instrument	18234
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 LIBBY CV SE COVINGTON GA 300143184, COVINGTON, GA 30014-3184

Tax Assessment & Valuation

The 2025 property tax bill for 5103 Libby Cv SE was $5,666.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,666.00	$190,480 Land $28,800 Building $161,680	$476,200 Land $72,000 Building $404,200
2023		$167,040 Land $16,000 Building $151,040	$417,600 Land $40,000 Building $377,600
2022	$5,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5103 Libby Cv SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5103 Libby Cv SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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