5102 Libby Cv SE, Covington, GA 30014 Property Records

Newton County property record for 5102 Libby Cv SE, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,626 sqft · built 2004
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2017)
Tax Bill	$5,721 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0110-00030-025-000`

Property Details

APN / Parcel Number

Primary APN	`C0110-00030-025-000`
Alternative APNs	`C011 0003 025` `37039`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,626 sqft Heated Area
1st Floor Area	2,606 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Unfinished Basement	2,128 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	927 sqft

Exterior Amenities

Porch	Patio
Porch Area	241 sqft
Deck Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	37039
Street Address	5102 LIBBY CV SE
City	COVINGTON
State	GA
Zip	30014-3184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.55AC LT16 CLOISTER
Legal Subdivision	THE CLOISTER
Legal Lot Number	16
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1000
Census Tract	100302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Historic District listed 1998 · 612 contributing resources · NRIS 98000969

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5102 Libby Cv SE is owned and occupied by two individuals who bought it in August 2017.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5102 LIBBY CV SE, COVINGTON, GA 30014-3184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Aug 31, 2017	Warranty Deed, Transfer · Conventional with PMI SILVERTON MTG SPECIALISTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	Mar 5, 2002 · Amount on File
Deed Document Number	20173084
Deed Book / Page	3603 / 611
Prior Transfer Date	Mar 24, 2008
Prior Transfer Doc	0025840444
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	5102 LIBBY CV SE, COVINGTON, GA 30014-3184
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 LIBBY CV SE, COVINGTON, GA 30014-3184

Mortgage

Document Number	0045460000000354
Date	Sep 6, 2023
Book Page	0000004546/0000000354

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	5102 LIBBY CV SE, COVINGTON, GA 30014-3184
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 LIBBY CV SE, COVINGTON, GA 30014-3184

Mortgage

Document Number	0042360000000459
Date	Jul 27, 2021
Book Page	0000004236/0000000459
Instrument	014316

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 31, 2017
Property Address	5102 LIBBY CV SE, COVINGTON, GA 30014-3184
Document Number	0036030611
Book / Page	003603 / 000611
Instrument Date	Aug 29, 2017
Instrument	9818
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5102 LIBBY CV SE COVINGTON GA 300143184, COVINGTON, GA 30014-3184

Mortgage

Document Number	36030613
Date	Aug 31, 2017
Book Page	003603/000613
Instrument	9819

Lender

Name	SILVERTON MTG SPECIALISTS
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5102 Libby Cv SE was $5,721 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,721.00 Homeowner's exemption	$198,880 Land $28,800 Building $170,080	$497,200 Land $72,000 Building $425,200
2022	$5,842.00 Homeowner's exemption	$160,880 Land $16,000 Building $144,880	$402,200 Land $40,000 Building $362,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5102 Libby Cv SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5102 Libby Cv SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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