5102 SE 43rd Trce, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5102 SE 43rd Trce, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 2021
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2026)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0020-0003A-0060`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0020-0003A-0060`
Alternative APN	`R131373600200003A0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,355 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,355 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,704 sqft (0.108 acres)
Garage Type	Attached
Garage Area	424 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5102 SE 43RD
City	OKEECHOBEE
State	FL
Zip	34974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF KINGS BAY (PLAT BOOK 5 PAGES 97 THROUGH 99) LOT 6 BLOCK 3A
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KINGS BAY
Legal Block	3A
Legal Lot Number	6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	975 SW 136TH AVE, OKEECHOBEE, FL 34974-8841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CREDIT UNION
Jan 27, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 14, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	20265920
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 27, 2026
Property Address	5102 SE 43RD, OKEECHOBEE, FL 34974
Document Number	0000005920
Instrument Date	May 22, 2026
Instrument	20265920
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	LEGAL LAND TITLE LLC, LEGAL SUN TITLE PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 SW 136TH AVE, OKEECHOBEE, FL 34974-8841
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005921,
Date	May 27, 2026
Instrument	20265921

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 27, 2022
Property Address	5102 SE 43RD ST, OKEECHOBEE, FL 34974-1113
Document Number	0000001111
Map Reference	MB 5 PG 97-99
Instrument Date	Jan 26, 2022
Instrument	2022001111
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13632 NW 160TH ST, OKEECHOBEE, FL 34972-7892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 SE 43RD TRCE, OKEECHOBEE, FL 34974-2311
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001112
Date	Jan 27, 2022
Instrument	2022001112

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 14, 2019
Property Address	5102 SE 43RD ST, OKEECHOBEE, FL 34974-1113
Document Number	0008241618
Book / Page	000824 / 001618
Instrument Date	May 9, 2019
Instrument	5071
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13632 NW 160TH ST OKEECHOBEE FL 349727892, OKEECHOBEE, FL 34972-7892

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,695.00 (-6.17%) Homeowner's exemption	$257,660 (-6.92%) Land $16,000 Building $241,660	$257,660 (-6.92%) Land $16,000 Building $241,660
2023	$3,938.00 (+8.72%) Homeowner's exemption	$276,805 (+25.46%) Land $9,000 Building $267,805	$276,805 (+25.46%) Land $9,000 Building $267,805
2022	$3,622.00	$220,627 Land $6,250 Building $214,377	$220,627 Land $6,250 Building $214,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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