5006 SE 43rd Trce, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5006 SE 43rd Trce, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 2003
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Dec 2023)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Dec 2023 Sale & Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0020-0003A-0030`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0020-0003A-0030`
Alternative APN	`R131373600200003A0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,354 sqft Living Area
Gross Area	1,831 sqft
1st Floor Area	1,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,053 sqft (0.116 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5006 SE 43RD TRCE
City	OKEECHOBEE
State	FL
Zip	34974-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF KINGS BAY (PLAT BOOK 5 PAGES 97 THROUGH 99) LOT 3 BLOCK 3A
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KINGS BAY
Legal Block	3A
Legal Lot Number	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5006 SE 43rd Trce is owned and occupied by two individuals who bought it in December 2023.

Source: Okeechobee County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5006 SE 43RD TRCE, OKEECHOBEE, FL 34974-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage GENEVA FINANCIAL LLC
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Prior Sale	Aug 5, 2003 · Amount on File
Deed Document Number	202314575
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 28, 2023
Property Address	5006 SE 43RD TRCE, OKEECHOBEE, FL 34974-2309
Document Number	0000014575
Map Reference	MB 5 PGS 97 THROUGH
Instrument Date	Dec 27, 2023
Instrument	2023014575
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5006 SE 43RD TRCE, OKEECHOBEE, FL 34974-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5006 SE 43RD TRCE, OKEECHOBEE, FL 34974-2309
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014577
Date	Dec 28, 2023
Instrument	2023014577

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate	5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5006 SE 43RD TRCE, OKEECHOBEE, FL 34974-2309
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5006 SE 43RD TRCE, OKEECHOBEE, FL 34974-2309

Mortgage

Document Number	2021006746
Date	May 28, 2021
Instrument	2021006746

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5006 SE 43RD TRCE, OKEECHOBEE, FL 34974-2309
Document Number	0008120382
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5006 SE 43RD TRCE OKEECHOBEE FL 349742309, OKEECHOBEE, FL 34974-2309

Mortgage

Document Number	0008120382
Date	Aug 16, 2018
Book Page	000812/000382
Instrument	10410

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5006 SE 43rd Trce was $3,189.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,189.00	$220,760 Land $16,000 Building $204,760	$220,760 Land $16,000 Building $204,760
2023	$1,280.00 (+12.18%) Homeowner's exemption	$85,863 (+3%)	$229,365 (+25.55%) Land $9,000 Building $220,365
2022	$1,141.00 Homeowner's exemption	$83,362	$182,683 Land $6,250 Building $176,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5006 SE 43rd Trce in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5006 SE 43rd Trce is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 43rd Trce

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