5102 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5102 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,171 sqft · built 2017
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on File
Last Sale	$1,081,000 (May 2018)
Tax Bill	$16,485 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-740-002-1`

Property Details

APN / Parcel Number

Primary APN	`222-740-002-1`
Alternative APN	`222-740-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,171 sqft Living Area
1st Floor Area	629 sqft
2nd Floor Area	1,542 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Cluster
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5102 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L2
Legal Subdivision	SUBDIVISION 9302
Legal Tract	9302
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3012
Census Tract	355115

Owner

5102 Rowan Dr is owned and occupied by an individual who acquired it in June 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5102 ROWAN DR, SAN RAMON, CA 94582-5977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 14, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Deed Document Number	201875546
Last Transfer Date	Jun 4, 2026
Transfer Doc	0000060188
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2026
Property Address	5102 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000060188
Instrument Date	Jun 4, 2026
Instrument	202660188
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OMA TITLE, DOMA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5102 ROWAN DR, SAN RAMON, CA 94582-5977
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060189,
Date	Jun 9, 2026
Instrument	202660189

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5102 ROWAN DR, SAN RAMON, CA 94582-5977
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000193428
Date	Sep 3, 2020
Instrument	2020-193428

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 14, 2018
Property Address	5102 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000075546
Map Reference	MB 524 PG 45-51
Instrument Date	Mar 8, 2018
Instrument	2018-075546
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5102 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000075547
Date	May 14, 2018
Instrument	2018-075547

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5102 Rowan Dr was $16,485.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,254,122 (+2%) Land $784,320 Building $469,802
2025	$16,485.00 Homeowner's exemption	$1,229,533 Land $768,942 Building $460,591
2023	$15,900.00 (+1.37%)	$1,181,790 Land $739,084 Building $442,706
2022	$15,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5102 Rowan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5102 Rowan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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